A+
9%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
22%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Ensley Florida National
Cost of living9198100
Goods & Services10598100
Groceries9599100
Health care9496100
Housing7896100
Transportation8999100
Utilities8397100

An Overview of Cost of Living in Ensley, FL

Are you thinking about relocating, but curious about the potential cost of living in Ensley? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Ensley stands at 91, making it 9% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Ensley aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, goods and services, health care and utility bills are priced at a level consistent with the average in similar urban areas. Ensley residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Ensley Affordable?

Is Ensley an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ensley is 37% lower than the national average, while the average monthly rent prices are 12.6% higher than average. The affordability of any location can also be influenced by median income levels. Ensley has a median household income of $48,976, which is 11.5% lower than the national average.

What Factors can Influence the Cost of Living in Ensley?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Ensley, the utilities index stands at 17.2% lower than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Ensley, the transportation index stands at 11.3% lower than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Ensley, the housing index is 22.1% lower than the national average.

Where is the Data From?

The Ensley cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Ensley is 7% lower than the Florida average
  • The cost of living in Ensley is 9% lower than the national average
  • Ensley housing is 22% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ensley

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Compare Ensley, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$51,294$4,275$1,197$1,539
      Renters$45,643$3,804$1,065$1,369
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ensley, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ensley, homeowners have a median income of $51,294. Using that number, a maximum of $1,197 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $45,643, which means there is a maximum of $1,065 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item Ensley National avg. Difference
      Haircut $21.34$24.2612.0%
      Beauty Salon $52.41$45.5615.0%
      Toothpaste $3.71$3.700.3%
      Shampoo $1.17$1.288.4%
      Movie $12.99$12.137.1%
      Bowling $20.00$18.0011.1%

      Groceries

      Item Ensley National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $1.67$1.576.2%
      Milk $4.50$4.673.8%
      Potatoes $5.20$4.935.4%
      Pizza $12.56$12.093.9%
      Beer $10.49$10.410.8%

      Health Care

      Item Ensley National avg. Difference
      Optometrist $107.95$125.6814.1%
      Doctor $106.49$135.7821.6%
      Dentist $113.85$113.290.5%
      Ibuprofen $10.06$10.655.6%
      Lipitor $510.84$468.609.0%

      Housing

      Item Ensley National avg. Difference
      Home Price $116,400.00$184,700.0037.0%
      Avg. Mortgage Payment $1,585.50$2,346.6932.4%
      Apartment Rent $1,069.00$949.0012.6%

      Transportation

      Item Ensley National avg. Difference
      Gasoline $3.20$3.467.5%
      Tire Balancing $47.55$59.9220.6%

      Utilities

      Item Ensley National avg. Difference
      All Electricity $142.23$193.9926.7%
      Phone $188.01$192.252.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dickerson City, FL75973.0%
      Floridatown, FL313973.0%
      Mulat, FL112973.0%
      Goulding, FL3,9068515.2%
      West Pensacola, FL22,4188515.0%
      Ensley, FL21,397918.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bear, DE21,39711211.9%
      Thorold, ON21,396n/a 
      Duarte, CA21,39915555.4%
      Saint-Lazare, QC21,394n/a 
      Cranbrook, BC21,392n/a 
      Ensley, FL21,397918.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.