A+
5%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
11%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Chalmette Louisiana National
Cost of living9591100
Goods & Services10396100
Groceries9695100
Health care11499100
Housing8981100
Transportation9296100
Utilities7884100

An Overview of Cost of Living in Chalmette, LA

Are you thinking about relocating, but curious about the potential cost of living in Chalmette? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Chalmette stands at 95, making it 5% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Chalmette is about average when compared to all other cities across the nation. You can expect that everyday items like food, goods and services and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Chalmette Affordable?

Is Chalmette affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Chalmette, the median home price is 15.9% lower than the national average and monthly rent prices are 1.3% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Chalmette boasting a median household income of $47,337, 14.4% lower than the national average.

What Factors can Influence the Cost of Living in Chalmette?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Chalmette, the standard sales tax rate starts at 4.45%, and the income tax rates commence at 1.85%.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Chalmette, healthcare costs are 13.6% higher than the national average.

Where is the Data From?

The cost of living in Chalmette, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Chalmette is 4% higher than the Louisiana average
  • The cost of living in Chalmette is 5% lower than the national average
  • Chalmette housing is 11% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Chalmette

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Compare Chalmette, LA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$60,421$5,035$1,410$1,813
      Renters$33,960$2,830$792$1,019
      To approximate the cost of living and the housing affordability in Chalmette, LA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Chalmette have a median income of $60,421. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,410 per month to avoid calamity and poverty. The renters in the city have an income of about $33,960, which would make their monthly maximum allowable rental costs $792.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Goods & Services

      Item Chalmette National avg. Difference
      Haircut $21.67$24.2610.7%
      Beauty Salon $43.17$45.565.3%
      Toothpaste $3.57$3.703.6%
      Shampoo $1.22$1.284.5%
      Movie $13.30$12.139.6%
      Bowling $12.33$18.0031.5%

      Groceries

      Item Chalmette National avg. Difference
      Ground Beef $6.15$5.845.3%
      Fried Chicken $1.39$1.5711.6%
      Milk $4.55$4.672.5%
      Potatoes $5.31$4.937.5%
      Pizza $12.61$12.094.3%
      Beer $10.23$10.411.7%

      Health Care

      Item Chalmette National avg. Difference
      Optometrist $128.17$125.682.0%
      Doctor $127.78$135.785.9%
      Dentist $129.44$113.2914.3%
      Ibuprofen $10.46$10.651.8%
      Lipitor $482.03$468.602.9%

      Housing

      Item Chalmette National avg. Difference
      Home Price $155,300.00$184,700.0015.9%
      Avg. Mortgage Payment $1,882.94$2,346.6919.8%
      Apartment Rent $961.00$949.001.3%

      Transportation

      Item Chalmette National avg. Difference
      Gasoline $3.14$3.469.2%
      Tire Balancing $68.00$59.9213.5%

      Utilities

      Item Chalmette National avg. Difference
      All Electricity $149.86$193.9922.8%
      Phone $186.90$192.252.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pleasure Bend, LA3008416.1%
      Bridge City, LA6,4098811.6%
      Avondale, LA4,8899010.3%
      Westwego, LA8,411909.7%
      Poydras, LA2,506927.8%
      Chalmette, LA23,111955.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Farragut, TN23,11011817.9%
      Union Hill-Novelty Hill, WA23,114203102.6%
      Taylors, SC23,107982.0%
      The Crossings, FL23,10212524.8%
      Owen Sound, ON23,125n/a 
      Chalmette, LA23,111955.4%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.