Cost Of Living in Zephyrhills West, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Zephyrhills West	Florida	National
Cost of living	84	98	100
Goods & Services	93	98	100
Groceries	100	99	100
Health care	92	96	100
Housing	54	96	100
Transportation	100	99	100
Utilities	99	97	100

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Cost Of Living Quick Facts

The cost of living in Zephyrhills West is 14% lower than the Florida average
The cost of living in Zephyrhills West is 16% lower than the national average
Zephyrhills West housing is 46% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$36,812	$3,068	$859	$1,104
Renters	$31,545	$2,629	$736	$946

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Zephyrhills West, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Zephyrhills West homeowners, is $36,812. This would allow for a maximum of $859 per month to be spent on housing costs. For renters, the median monthly income is $31,545 which would result in a maximum of $736 to be spent on rental costs.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Zephyrhills West	National avg.	Difference
Haircut	$15.67	$24.26	35.4%
Beauty Salon	$54.72	$45.56	20.1%
Toothpaste	$3.67	$3.70	0.8%
Shampoo	$1.48	$1.28	15.3%
Movie	$8.61	$12.13	29.1%
Bowling	$19.67	$18.00	9.3%

Groceries

Item	Zephyrhills West	National avg.	Difference
Ground Beef	$6.06	$5.84	3.8%
Fried Chicken	$1.48	$1.57	5.7%
Milk	$4.56	$4.67	2.3%
Potatoes	$5.34	$4.93	8.1%
Pizza	$8.38	$12.09	30.6%
Beer	$10.69	$10.41	2.6%

Health Care

Item	Zephyrhills West	National avg.	Difference
Optometrist	$146.67	$125.68	16.7%
Doctor	$122.32	$135.78	9.9%
Dentist	$103.33	$113.29	8.8%
Ibuprofen	$10.74	$10.65	0.8%
Lipitor	$523.90	$468.60	11.8%

Housing

Item	Zephyrhills West	National avg.	Difference
Home Price	$74,100.00	$184,700.00	59.9%
Avg. Mortgage Payment	$1,846.50	$2,346.69	21.3%
Apartment Rent	$833.00	$949.00	12.2%

Transportation

Item	Zephyrhills West	National avg.	Difference
Gasoline	$3.42	$3.46	1.0%
Tire Balancing	$57.28	$59.92	4.4%

Utilities

Item	Zephyrhills West	National avg.	Difference
All Electricity	$219.66	$193.99	13.2%
Phone	$194.37	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Zephyrhills South, FL	5,248	79	21.3%
Dade City North, FL	2,569	82	17.8%
Zephyrhills North, FL	3,636	85	15.4%
Crystal Springs, FL	872	88	11.9%
Zephyrhills, FL	16,062	89	11.4%
Zephyrhills West, FL	5,409	84	16.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Terrell Hills, TX	5,409	172	71.8%
Brush, CO	5,408	99	1.0%
Emporia, VA	5,408	91	8.6%
Edgewater, CO	5,410	134	34.0%
Berlin, WI	5,410	89	10.8%
Zephyrhills West, FL	5,409	84	16.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Zephyrhills West, FL