D-
9%
Overall NAT. AVG.
12%
Goods & Services NAT. AVG.
5%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Yucca Valley California National
Cost of living109140100
Goods & Services112111100
Groceries113112100
Health care99109100
Housing105196100
Transportation124126100
Utilities94127100

An Overview of Cost of Living in Yucca Valley, CA

The cost of living in Yucca Valley affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Yucca Valley is 109, which is 9% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Yucca Valley aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, goods and services, health care and utility bills are priced at a level consistent with the average in similar urban areas. Yucca Valley residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Goods and services make up 33% of the total cost of living index score and are a large part of your everyday expenses. These items could include things like haircuts, salons, toothpaste, shampoo, clothes, movies, bowling, gym memberships or yoga. In Yucca Valley, you can expect to pay 12% more than average for these items, making it a more expensive place to live.

The cost of groceries continues to rise at an alarming rate. Over the last two years, grocery prices have increased by more than 10%! Unfortunately, in Yucca Valley, the news isn't any better as grocery prices are 13.1% higher than the national average.

What Do Locals Say About the Cost of Living in Yucca Valley?

Nobody knows their city better than the people who actually live there. So, we asked 10 local residents how they would rate the cost of living in Yucca Valley and this is how they responded. 30% of people said that the cost of living was affordable, with prices decreasing, while 70% of people said that the cost of living was very expensive and prices continue to rise.

Is Yucca Valley Affordable?

Is Yucca Valley affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Yucca Valley, the median home price is 4.8% higher than the national average and monthly rent prices are 4.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Yucca Valley boasting a median household income of $47,901, 13.4% lower than the national average.

What Factors can Influence the Cost of Living in Yucca Valley?

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Yucca Valley starts at 7.25% and the income tax rates start at 1%.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Yucca Valley, the transportation index stands at 23.9% higher than the national average.

Where is the Data From?

The cost of living in Yucca Valley, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Yucca Valley is 22% lower than the California average
  • The cost of living in Yucca Valley is 9% higher than the national average
  • Yucca Valley housing is 5% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Yucca Valley

See all the best places to live around Yucca Valley

Compare Yucca Valley, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$56,464$4,705$1,317$1,694
      Renters$39,034$3,253$911$1,171
      A good way to judge both the affordability of the housing and the cost of living in Yucca Valley is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Yucca Valley has a median income of about $56,464 for people who own homes. Based on that number, a maximum of $1,317 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,034. Based on this average, renters should spend no more than $911 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Yucca Valley National avg. Difference
      Haircut $27.27$24.2612.4%
      Beauty Salon $41.78$45.568.3%
      Toothpaste $3.61$3.702.6%
      Shampoo $1.34$1.284.9%
      Movie $11.04$12.139.0%
      Bowling $21.11$18.0017.3%

      Groceries

      Item Yucca Valley National avg. Difference
      Ground Beef $5.89$5.840.8%
      Fried Chicken $3.49$1.57121.9%
      Milk $4.92$4.675.4%
      Potatoes $4.92$4.930.3%
      Pizza $15.31$12.0926.6%
      Beer $10.26$10.411.4%

      Health Care

      Item Yucca Valley National avg. Difference
      Optometrist $112.92$125.6810.2%
      Doctor $95.50$135.7829.7%
      Dentist $117.28$113.293.5%
      Ibuprofen $10.58$10.650.7%
      Lipitor $521.17$468.6011.2%

      Housing

      Item Yucca Valley National avg. Difference
      Home Price $193,500.00$184,700.004.8%
      Avg. Mortgage Payment $2,441.43$2,346.694.0%
      Apartment Rent $988.00$949.004.1%

      Transportation

      Item Yucca Valley National avg. Difference
      Gasoline $4.75$3.4637.3%
      Tire Balancing $61.38$59.922.4%

      Utilities

      Item Yucca Valley National avg. Difference
      All Electricity $378.97$193.9995.4%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Homestead Valley, CA2,6191044.2%
      Joshua Tree, CA7,7861054.8%
      Morongo Valley, CA3,1661066.1%
      Whitewater, CA1,16611110.7%
      Desert Hot Springs, CA29,28011212.1%
      Yucca Valley, CA21,7011098.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Roselle, NJ21,69911212.0%
      Hamtramck, MI21,7048614.3%
      Raymore, MO21,6761032.9%
      Squamish, BC21,730n/a 
      Alliance, OH21,6718416.3%
      Yucca Valley, CA21,7011098.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.