Cost Of Living in Winchendon, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Winchendon	Massachusetts	National
Cost of living	111	133	100
Goods & Services	120	122	100
Groceries	102	105	100
Health care	113	113	100
Housing	98	165	100
Transportation	110	118	100
Utilities	131	134	100

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Cost Of Living Quick Facts

The cost of living in Winchendon is 17% lower than the Massachusetts average
The cost of living in Winchendon is 11% higher than the national average
Winchendon housing is 2% lower than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,750	$9,063	$2,537	$3,263
Renters	$37,943	$3,162	$885	$1,138

The affordability of the housing market in Winchendon, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Winchendon homeowners, the median income is $108,750. This indicates that a monthly maximum of $2,537 should be spent by homeowners on all housing related costs. Renters have a median income of $37,943. This indicates that renters would have a maximum of $885 for their rent related monthly costs.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Winchendon	National avg.	Difference
Haircut	$26.58	$24.26	9.6%
Beauty Salon	$67.97	$45.56	49.2%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.25	$1.28	2.1%
Movie	$13.07	$12.13	7.7%
Bowling	$25.44	$18.00	41.4%

Groceries

Item	Winchendon	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.75	$4.67	1.6%
Potatoes	$5.01	$4.93	1.5%
Pizza	$11.66	$12.09	3.6%
Beer	$9.82	$10.41	5.7%

Health Care

Item	Winchendon	National avg.	Difference
Optometrist	$115.00	$125.68	8.5%
Doctor	$164.00	$135.78	20.8%
Dentist	$136.17	$113.29	20.2%
Ibuprofen	$11.01	$10.65	3.4%
Lipitor	$483.35	$468.60	3.1%

Housing

Item	Winchendon	National avg.	Difference
Home Price	$199,800.00	$184,700.00	8.2%
Avg. Mortgage Payment	$2,281.44	$2,346.69	2.8%
Apartment Rent	$692.00	$949.00	27.1%

Transportation

Item	Winchendon	National avg.	Difference
Gasoline	$3.33	$3.46	3.9%
Tire Balancing	$86.00	$59.92	43.5%

Utilities

Item	Winchendon	National avg.	Difference
All Electricity	$294.40	$193.99	51.8%
Phone	$186.72	$192.25	2.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Troy, NH	857	104	4.1%
Athol, MA	8,323	108	8.0%
Orange, MA	3,882	109	8.8%
Jaffrey, NH	2,750	110	9.8%
Greenville, NH	1,011	112	11.6%
Winchendon, MA	4,673	111	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Little Falls, NY	4,673	91	9.5%
Pleasant Run, OH	4,673	98	1.5%
Eldon, MO	4,671	83	16.8%
Ellisville, MS	4,671	84	16.1%
Mount Olive, NC	4,670	87	12.9%
Winchendon, MA	4,673	111	10.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Winchendon, MA