Cost Of Living in West Modesto, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	West Modesto	California	National
Cost of living	112	140	100
Goods & Services	104	111	100
Groceries	104	112	100
Health care	96	109	100
Housing	115	196	100
Transportation	120	126	100
Utilities	140	127	100

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Cost Of Living Quick Facts

The cost of living in West Modesto is 20% lower than the California average
The cost of living in West Modesto is 12% higher than the national average
West Modesto housing is 15% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,833	$4,319	$1,209	$1,555
Renters	$36,467	$3,039	$851	$1,094

To approximate the cost of living and the housing affordability in West Modesto, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in West Modesto have a median income of $51,833. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,209 per month to avoid calamity and poverty. The renters in the city have an income of about $36,467, which would make their monthly maximum allowable rental costs $851.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	West Modesto	National avg.	Difference
Haircut	$26.83	$24.26	10.6%
Beauty Salon	$76.57	$45.56	68.0%
Toothpaste	$3.86	$3.70	4.3%
Shampoo	$1.56	$1.28	21.9%
Movie	$14.64	$12.13	20.6%
Bowling	$23.78	$18.00	32.1%

Groceries

Item	West Modesto	National avg.	Difference
Ground Beef	$6.21	$5.84	6.3%
Fried Chicken	$2.10	$1.57	33.7%
Milk	$4.99	$4.67	6.9%
Potatoes	$4.98	$4.93	0.9%
Pizza	$15.69	$12.09	29.8%
Beer	$10.96	$10.41	5.3%

Health Care

Item	West Modesto	National avg.	Difference
Optometrist	$157.88	$125.68	25.6%
Doctor	$166.71	$135.78	22.8%
Dentist	$148.27	$113.29	30.9%
Ibuprofen	$11.69	$10.65	9.8%
Lipitor	$498.45	$468.60	6.4%

Housing

Item	West Modesto	National avg.	Difference
Home Price	$213,800.00	$184,700.00	15.8%
Avg. Mortgage Payment	$4,545.90	$2,346.69	93.7%
Apartment Rent	$1,074.00	$949.00	13.2%

Transportation

Item	West Modesto	National avg.	Difference
Gasoline	$4.63	$3.46	33.9%
Tire Balancing	$70.51	$59.92	17.7%

Utilities

Item	West Modesto	National avg.	Difference
All Electricity	$299.78	$193.99	54.5%
Phone	$191.56	$192.25	0.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Monterey Park Tract, CA	293	111	10.7%
Cowan, CA	472	111	10.7%
Parklawn, CA	1,844	104	3.6%
Westley, CA	689	104	4.4%
Airport, CA	1,276	105	5.2%
West Modesto, CA	5,557	112	12.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Belvedere, SC	5,557	83	17.5%
Waipio Acres, HI	5,556	157	57.2%
Cambria, CA	5,555	171	70.6%
Muleshoe, TX	5,555	80	19.6%
Elburn, IL	5,559	116	16.0%
West Modesto, CA	5,557	112	12.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in West Modesto, CA