F
84%
Overall NAT. AVG.
27%
Goods & Services NAT. AVG.
210%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index West Loch Estate Hawaii National
Cost of living184173100
Goods & Services127130100
Groceries117137100
Health care123126100
Housing310250100
Transportation135143100
Utilities151180100
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Cost Of Living Quick Facts

  • The cost of living in West Loch Estate is 6% higher than the Hawaii average
  • The cost of living in West Loch Estate is 84% higher than the national average
  • West Loch Estate housing is 210% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around West Loch Estate

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Compare West Loch Estate, HI Cost of Living

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      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$127,583$10,632$2,977$3,828
          Renters$39,613$3,301$924$1,189
          A good indicator of the general affordability of housing in West Loch Estate, HI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In West Loch Estate, the median monthly income is $127,583 for those who own their own homes. Under the standard rule, that income level would allow for $2,977 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $39,613, per the median income in the area. That would allow for renters to spend up to $924 on monthly rental expenses.

          Hawaii Sales Tax

          State General Sales Tax With Max Surtax
          Hawaii 4% 4.712%

          Hawaii Income Tax

          State Income Tax (Low) Income Tax (High)
          Hawaii 1.4% 11%

          Goods & Services

          Item West Loch Estate National avg. Difference
          Haircut $19.47$24.2619.8%
          Beauty Salon $76.67$45.5668.3%
          Toothpaste $3.68$3.700.6%
          Shampoo $1.73$1.2834.8%
          Movie $15.08$12.1324.3%
          Bowling $25.33$18.0040.7%

          Groceries

          Item West Loch Estate National avg. Difference
          Ground Beef $5.42$5.847.2%
          Fried Chicken $2.85$1.5781.0%
          Milk $5.38$4.6715.1%
          Potatoes $5.94$4.9320.4%
          Pizza $14.99$12.0924.0%
          Beer $12.01$10.4115.4%

          Health Care

          Item West Loch Estate National avg. Difference
          Optometrist $236.67$125.6888.3%
          Doctor $191.36$135.7840.9%
          Dentist $114.44$113.291.0%
          Ibuprofen $11.35$10.656.6%
          Lipitor $573.90$468.6022.5%

          Housing

          Item West Loch Estate National avg. Difference
          Home Price $631,000.00$184,700.00241.6%
          Avg. Mortgage Payment $8,008.77$2,346.69241.3%
          Apartment Rent $2,247.00$949.00136.8%

          Transportation

          Item West Loch Estate National avg. Difference
          Gasoline $4.80$3.4638.8%
          Tire Balancing $75.37$59.9225.8%

          Utilities

          Item West Loch Estate National avg. Difference
          All Electricity $359.53$193.9985.3%
          Phone $184.47$192.254.0%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Waianae, HI13,19214545.1%
          Makaha, HI10,08714646.3%
          Nanakuli, HI11,37915049.9%
          Waipio Acres, HI5,55615757.2%
          Waimalu, HI13,71415958.8%
          West Loch Estate, HI6,68518483.6%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Walden, NY6,68311818.1%
          Kula, HI6,687228128.3%
          Woodfin, NC6,6891098.7%
          Cherry Hills Village, CO6,680311210.7%
          Crescent City, CA6,6901022.2%
          West Loch Estate, HI6,68518483.6%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.