Cost Of Living in West End-Cobb Town, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	West End-Cobb Town	Alabama	National
Cost of living	80	88	100
Goods & Services	91	96	100
Groceries	94	96	100
Health care	80	87	100
Housing	43	72	100
Transportation	92	91	100
Utilities	124	102	100

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Cost Of Living Quick Facts

The cost of living in West End-Cobb Town is 10% lower than the Alabama average
The cost of living in West End-Cobb Town is 20% lower than the national average
West End-Cobb Town housing is 57% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,569	$3,297	$923	$1,187
Renters	$30,760	$2,563	$718	$923

A good indicator of the general affordability of housing in West End-Cobb Town, AL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In West End-Cobb Town, the median monthly income is $39,569 for those who own their own homes. Under the standard rule, that income level would allow for $923 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $30,760, per the median income in the area. That would allow for renters to spend up to $718 on monthly rental expenses.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	West End-Cobb Town	National avg.	Difference
Haircut	$16.56	$24.26	31.8%
Beauty Salon	$35.56	$45.56	22.0%
Toothpaste	$3.67	$3.70	0.9%
Shampoo	$1.28	$1.28	0.0%
Movie	$11.49	$12.13	5.3%
Bowling	$16.50	$18.00	8.3%

Groceries

Item	West End-Cobb Town	National avg.	Difference
Ground Beef	$5.17	$5.84	11.5%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.56	$4.67	2.3%
Potatoes	$5.40	$4.93	9.4%
Pizza	$10.59	$12.09	12.4%
Beer	$10.17	$10.41	2.3%

Health Care

Item	West End-Cobb Town	National avg.	Difference
Optometrist	$83.34	$125.68	33.7%
Doctor	$98.98	$135.78	27.1%
Dentist	$81.53	$113.29	28.0%
Ibuprofen	$10.24	$10.65	3.8%
Lipitor	$483.70	$468.60	3.2%

Housing

Item	West End-Cobb Town	National avg.	Difference
Home Price	$58,800.00	$184,700.00	68.2%
Avg. Mortgage Payment	$1,405.24	$2,346.69	40.1%
Apartment Rent	$656.00	$949.00	30.9%

Transportation

Item	West End-Cobb Town	National avg.	Difference
Gasoline	$3.07	$3.46	11.3%
Tire Balancing	$59.63	$59.92	0.5%

Utilities

Item	West End-Cobb Town	National avg.	Difference
All Electricity	$270.14	$193.99	39.3%
Phone	$188.01	$192.25	2.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
White Plains, AL	541	96	4.3%
Delta, AL	118	96	4.3%
Hobson City, AL	777	80	19.7%
Munford, AL	1,465	81	19.1%
Ragland, AL	1,795	83	17.4%
West End-Cobb Town, AL	3,492	80	20.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kensington Park, FL	3,492	105	4.5%
Pulaski, WI	3,492	96	4.5%
Brookland, AR	3,491	86	13.9%
Carman, MB	3,491	n/a
Gibbstown, NJ	3,493	106	6.0%
West End-Cobb Town, AL	3,492	80	20.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in West End-Cobb Town, AL