Cost Of Living in Webster City, IA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Webster City	Iowa	National
Cost of living	87	90	100
Goods & Services	101	96	100
Groceries	98	97	100
Health care	110	99	100
Housing	59	73	100
Transportation	97	98	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Webster City is 2% lower than the Iowa average
The cost of living in Webster City is 13% lower than the national average
Webster City housing is 41% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,250	$5,104	$1,429	$1,838
Renters	$36,005	$3,000	$840	$1,080

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Webster City, IA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Webster City homeowners, is $61,250. This would allow for a maximum of $1,429 per month to be spent on housing costs. For renters, the median monthly income is $36,005 which would result in a maximum of $840 to be spent on rental costs.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Goods & Services

Item	Webster City	National avg.	Difference
Haircut	$24.39	$24.26	0.5%
Beauty Salon	$40.50	$45.56	11.1%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.42	$1.28	10.9%
Movie	$8.29	$12.13	31.7%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Webster City	National avg.	Difference
Ground Beef	$6.53	$5.84	11.8%
Fried Chicken	$1.36	$1.57	13.3%
Milk	$4.72	$4.67	1.1%
Potatoes	$5.02	$4.93	1.8%
Pizza	$12.12	$12.09	0.3%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Webster City	National avg.	Difference
Optometrist	$159.11	$125.68	26.6%
Doctor	$176.92	$135.78	30.3%
Dentist	$107.00	$113.29	5.5%
Ibuprofen	$10.54	$10.65	1.1%
Lipitor	$512.13	$468.60	9.3%

Housing

Item	Webster City	National avg.	Difference
Home Price	$92,600.00	$184,700.00	49.9%
Avg. Mortgage Payment	$2,009.00	$2,346.69	14.4%
Apartment Rent	$772.00	$949.00	18.7%

Transportation

Item	Webster City	National avg.	Difference
Gasoline	$3.38	$3.46	2.3%
Tire Balancing	$57.22	$59.92	4.5%

Utilities

Item	Webster City	National avg.	Difference
All Electricity	$182.60	$193.99	5.9%
Phone	$187.02	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kamrar, IA	185	99	0.7%
Lehigh, IA	398	80	19.5%
Blairsburg, IA	149	82	18.3%
Williams, IA	327	82	17.8%
Duncombe, IA	341	83	16.9%
Webster City, IA	7,699	87	12.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clare, NS	7,701	n/a
Livingston, MT	7,696	110	9.9%
Wedgefield, FL	7,702	117	17.3%
Briarcliff Manor, NY	7,695	179	78.8%
Lincolnshire, IL	7,694	162	61.8%
Webster City, IA	7,699	87	12.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Webster City, IA