Cost Of Living in Waterville, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Waterville	New York	National
Cost of living	97	117	100
Goods & Services	115	108	100
Groceries	99	102	100
Health care	103	103	100
Housing	67	145	100
Transportation	109	105	100
Utilities	107	100	100

New Real Estate Listings in Waterville Area

For Sale For Rent

Search

Search Homes for Sale in Waterville, NY

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Waterville is 17% lower than the New York average
The cost of living in Waterville is 3% lower than the national average
Waterville housing is 33% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Waterville

See all the best places to live around Waterville

Compare Waterville, NY Cost of Living

Write a review to give others more information about this area.

See all Waterville poll results

The best places in New York

Here are the best places to live in New York

Check out the 10 most dangerous cities in New York

Safest Cities In The US

Safest States In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,583	$6,215	$1,740	$2,238
Renters	$43,587	$3,632	$1,017	$1,308

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Waterville	National avg.	Difference
Haircut	$15.89	$24.26	34.5%
Beauty Salon	$39.00	$45.56	14.4%
Toothpaste	$3.67	$3.70	0.8%
Shampoo	$1.17	$1.28	8.9%
Movie	$11.17	$12.13	7.9%
Bowling	$14.33	$18.00	20.4%

Groceries

Item	Waterville	National avg.	Difference
Ground Beef	$5.84	$5.84	0.1%
Fried Chicken	$1.51	$1.57	4.0%
Milk	$4.80	$4.67	2.8%
Potatoes	$5.11	$4.93	3.5%
Pizza	$12.75	$12.09	5.5%
Beer	$10.36	$10.41	0.5%

Health Care

Item	Waterville	National avg.	Difference
Optometrist	$111.00	$125.68	11.7%
Doctor	$143.15	$135.78	5.4%
Dentist	$118.67	$113.29	4.7%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$509.11	$468.60	8.6%

Housing

Item	Waterville	National avg.	Difference
Home Price	$118,800.00	$184,700.00	35.7%
Avg. Mortgage Payment	$1,404.03	$2,346.69	40.2%
Apartment Rent	$710.00	$949.00	25.2%

Transportation

Item	Waterville	National avg.	Difference
Gasoline	$3.64	$3.46	5.1%
Tire Balancing	$70.72	$59.92	18.0%

Utilities

Item	Waterville	National avg.	Difference
All Electricity	$215.23	$193.99	10.9%
Phone	$194.79	$192.25	1.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Westmoreland, NY	493	109	9.5%
Bridgewater, NY	477	91	9.2%
Oriskany Falls, NY	771	94	6.4%
Earlville, NY	855	94	6.0%
West Winfield, NY	692	94	5.9%
Waterville, NY	1,672	97	3.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Leona Valley, CA	1,672	138	38.4%
Hillcrest, IL	1,672	88	11.8%
Ashley, OH	1,672	86	14.2%
Franklin, QC	1,672	n/a
Cheswold, DE	1,673	98	2.1%
Waterville, NY	1,672	97	3.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Waterville, NY