| Index | Waterloo | California | National |
| Cost of living | 212 | 140 | 100 |
| Goods & Services | 108 | 111 | 100 |
| Groceries | 107 | 112 | 100 |
| Health care | 102 | 109 | 100 |
| Housing | 440 | 196 | 100 |
| Transportation | 122 | 126 | 100 |
| Utilities | 142 | 127 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $196,250 | $16,354 | $4,579 | $5,888 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Waterloo | National avg. | Difference |
| Haircut | $23.42 | $24.26 | 3.5% |
| Beauty Salon | $49.62 | $45.56 | 8.9% |
| Toothpaste | $3.64 | $3.70 | 1.6% |
| Shampoo | $1.50 | $1.28 | 17.0% |
| Movie | $13.61 | $12.13 | 12.2% |
| Bowling | $22.34 | $18.00 | 24.1% |
| Item | Waterloo | National avg. | Difference |
| Ground Beef | $6.24 | $5.84 | 6.9% |
| Fried Chicken | $2.10 | $1.57 | 33.8% |
| Milk | $4.83 | $4.67 | 3.5% |
| Potatoes | $4.43 | $4.93 | 10.3% |
| Pizza | $16.78 | $12.09 | 38.8% |
| Beer | $10.08 | $10.41 | 3.2% |
| Item | Waterloo | National avg. | Difference |
| Optometrist | $138.22 | $125.68 | 10.0% |
| Doctor | $134.39 | $135.78 | 1.0% |
| Dentist | $117.52 | $113.29 | 3.7% |
| Ibuprofen | $10.68 | $10.65 | 0.3% |
| Lipitor | $494.99 | $468.60 | 5.6% |
| Item | Waterloo | National avg. | Difference |
| Home Price | $1,015,600.00 | $184,700.00 | 449.9% |
| Avg. Mortgage Payment | $3,173.44 | $2,346.69 | 35.2% |
| Apartment Rent | $1,757.00 | $949.00 | 85.1% |
| Item | Waterloo | National avg. | Difference |
| Gasoline | $4.21 | $3.46 | 21.5% |
| Tire Balancing | $73.10 | $59.92 | 22.0% |
| Item | Waterloo | National avg. | Difference |
| All Electricity | $327.22 | $193.99 | 68.7% |
| Phone | $189.16 | $192.25 | 1.6% |
| City | Population | Cost of Living Index | National Avg. |
| Farmington, CA | 169 | 114 | 14.2% |
| Acampo, CA | 261 | 114 | 14.2% |
| August, CA | 8,046 | 110 | 9.9% |
| Kennedy, CA | 2,877 | 110 | 10.1% |
| Garden Acres, CA | 10,096 | 113 | 13.3% |
| Waterloo, CA | 902 | 212 | 112.1% |
| City | Population | Cost of Living Index | National Avg. |
| Bradenton Beach, FL | 902 | 124 | 23.5% |
| Kyle, SD | 902 | 83 | 16.7% |
| Teviston, CA | 903 | 108 | 8.2% |
| Thornton, CA | 903 | 123 | 23.4% |
| Raleigh, FL | 901 | 76 | 24.3% |
| Waterloo, CA | 902 | 212 | 112.1% |
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