Cost of Living in Waimanalo Beach, HI

F
68%
Overall NAT. AVG.
27%
Goods & Services NAT. AVG.
158%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Waimanalo Beach Hawaii National
Cost of living168173100
Goods & Services127130100
Groceries117137100
Health care123126100
Housing258250100
Transportation135143100
Utilities151180100
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Cost Of Living Quick Facts

  • The cost of living in Waimanalo Beach is 3% lower than the Hawaii average
  • The cost of living in Waimanalo Beach is 68% higher than the national average
  • Waimanalo Beach housing is 158% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

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Compare Waimanalo Beach, HI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,313$9,193$2,574$3,310
      Renters$44,327$3,694$1,034$1,330
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Waimanalo Beach, HI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Waimanalo Beach, homeowners have a median income of $110,313. Using that number, a maximum of $2,574 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $44,327, which means there is a maximum of $1,034 to be spent on the costs of renting a home or apartment.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Goods & Services

      Item Waimanalo Beach National avg. Difference
      Haircut $19.47$24.2619.8%
      Beauty Salon $76.67$45.5668.3%
      Toothpaste $3.68$3.700.6%
      Shampoo $1.73$1.2834.8%
      Movie $15.08$12.1324.3%
      Bowling $25.33$18.0040.7%

      Groceries

      Item Waimanalo Beach National avg. Difference
      Ground Beef $5.42$5.847.2%
      Fried Chicken $2.85$1.5781.0%
      Milk $5.38$4.6715.1%
      Potatoes $5.94$4.9320.4%
      Pizza $14.99$12.0924.0%
      Beer $12.01$10.4115.4%

      Health Care

      Item Waimanalo Beach National avg. Difference
      Optometrist $236.67$125.6888.3%
      Doctor $191.36$135.7840.9%
      Dentist $114.44$113.291.0%
      Ibuprofen $11.35$10.656.6%
      Lipitor $573.90$468.6022.5%

      Housing

      Item Waimanalo Beach National avg. Difference
      Home Price $614,600.00$184,700.00232.8%
      Avg. Mortgage Payment $8,008.77$2,346.69241.3%
      Apartment Rent $808.00$949.0014.9%

      Transportation

      Item Waimanalo Beach National avg. Difference
      Gasoline $4.80$3.4638.8%
      Tire Balancing $75.37$59.9225.8%

      Utilities

      Item Waimanalo Beach National avg. Difference
      All Electricity $359.53$193.9985.3%
      Phone $184.47$192.254.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kailua CDP (Hawaii County), HI13,61714848.1%
      Waimanalo, HI5,59917575.5%
      Kaneohe Station, HI11,07217676.2%
      Honolulu, HI347,18118585.4%
      Ahuimanu, HI8,25419392.8%
      Waimanalo Beach, HI4,28016868.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Millinocket, ME4,2808712.5%
      Magnolia, NJ4,2801000.5%
      Osawatomie, KS4,2798416.4%
      Sellersville, PA4,2791088.4%
      Plymouth, NH4,28111212.3%
      Waimanalo Beach, HI4,28016868.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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