Cost Of Living in Wahpeton, ND

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Wahpeton	North Dakota	National
Cost of living	88	94	100
Goods & Services	92	96	100
Groceries	94	93	100
Health care	104	111	100
Housing	68	85	100
Transportation	95	100	100
Utilities	109	99	100

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Cost Of Living Quick Facts

The cost of living in Wahpeton is 7% lower than the North Dakota average
The cost of living in Wahpeton is 12% lower than the national average
Wahpeton housing is 32% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,175	$6,515	$1,824	$2,345
Renters	$21,226	$1,769	$495	$637

To approximate the cost of living and the housing affordability in Wahpeton, ND, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Wahpeton have a median income of $78,175. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,824 per month to avoid calamity and poverty. The renters in the city have an income of about $21,226, which would make their monthly maximum allowable rental costs $495.

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Goods & Services

Item	Wahpeton	National avg.	Difference
Haircut	$22.50	$24.26	7.3%
Beauty Salon	$38.00	$45.56	16.6%
Toothpaste	$3.88	$3.70	4.7%
Shampoo	$1.04	$1.28	18.5%
Movie	$8.02	$12.13	33.9%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Wahpeton	National avg.	Difference
Ground Beef	$5.52	$5.84	5.4%
Fried Chicken	$1.38	$1.57	12.5%
Milk	$4.48	$4.67	4.2%
Potatoes	$4.94	$4.93	0.2%
Pizza	$10.49	$12.09	13.2%
Beer	$10.11	$10.41	2.9%

Health Care

Item	Wahpeton	National avg.	Difference
Optometrist	$140.67	$125.68	11.9%
Doctor	$169.50	$135.78	24.8%
Dentist	$96.00	$113.29	15.3%
Ibuprofen	$10.06	$10.65	5.5%
Lipitor	$517.00	$468.60	10.3%

Housing

Item	Wahpeton	National avg.	Difference
Home Price	$125,100.00	$184,700.00	32.3%
Avg. Mortgage Payment	$1,952.91	$2,346.69	16.8%
Apartment Rent	$664.00	$949.00	30.0%

Transportation

Item	Wahpeton	National avg.	Difference
Gasoline	$3.27	$3.46	5.6%
Tire Balancing	$57.00	$59.92	4.9%

Utilities

Item	Wahpeton	National avg.	Difference
All Electricity	$222.79	$193.99	14.8%
Phone	$191.52	$192.25	0.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Foxhome, MN	111	83	17.3%
Fairmount, ND	320	83	17.3%
Great Bend, ND	55	77	22.9%
Kent, MN	40	77	22.6%
Doran, MN	14	83	16.8%
Wahpeton, ND	7,772	88	12.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Firebaugh, CA	7,772	104	4.0%
Wynne, AR	7,773	82	17.8%
Mechanicstown, NY	7,770	102	1.8%
Altoona, WI	7,769	99	0.5%
Los Fresnos, TX	7,767	79	20.8%
Wahpeton, ND	7,772	88	12.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Wahpeton, ND