Cost Of Living in Upper Bear Creek, CO

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Upper Bear Creek	Colorado	National
Cost of living	235	111	100
Goods & Services	106	104	100
Groceries	105	101	100
Health care	99	100	100
Housing	545	134	100
Transportation	104	105	100
Utilities	85	91	100

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Cost Of Living Quick Facts

The cost of living in Upper Bear Creek is 111% higher than the Colorado average
The cost of living in Upper Bear Creek is 135% higher than the national average
Upper Bear Creek housing is 445% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,505	$13,042	$3,652	$4,696
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Goods & Services

Item	Upper Bear Creek	National avg.	Difference
Haircut	$26.81	$24.26	10.5%
Beauty Salon	$50.45	$45.56	10.7%
Toothpaste	$3.70	$3.70	0.1%
Shampoo	$1.27	$1.28	1.1%
Movie	$14.70	$12.13	21.1%
Bowling	$21.40	$18.00	18.9%

Groceries

Item	Upper Bear Creek	National avg.	Difference
Ground Beef	$5.23	$5.84	10.4%
Fried Chicken	$1.40	$1.57	11.2%
Milk	$4.74	$4.67	1.4%
Potatoes	$4.30	$4.93	12.9%
Pizza	$12.87	$12.09	6.5%
Beer	$10.67	$10.41	2.5%

Health Care

Item	Upper Bear Creek	National avg.	Difference
Optometrist	$121.38	$125.68	3.4%
Doctor	$116.64	$135.78	14.1%
Dentist	$126.27	$113.29	11.5%
Ibuprofen	$10.88	$10.65	2.1%
Lipitor	$447.94	$468.60	4.4%

Housing

Item	Upper Bear Creek	National avg.	Difference
Home Price	$1,006,300.00	$184,700.00	444.8%
Avg. Mortgage Payment	$3,151.90	$2,346.69	34.3%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Upper Bear Creek	National avg.	Difference
Gasoline	$3.67	$3.46	5.9%
Tire Balancing	$60.05	$59.92	0.2%

Utilities

Item	Upper Bear Creek	National avg.	Difference
All Electricity	$145.02	$193.99	25.2%
Phone	$194.36	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Mary's, CO	416	100	0.1%
Idaho Springs, CO	1,848	112	12.0%
Empire, CO	410	115	14.6%
Black Hawk, CO	98	116	15.6%
Central City, CO	531	118	18.2%
Upper Bear Creek, CO	799	235	135.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Keystone, CO	799	147	46.7%
Crossville, IL	799	79	20.8%
Truesdale, MO	799	89	10.6%
Lost City, OK	799	89	11.1%
Brownstown borough, PA	799	85	15.0%
Upper Bear Creek, CO	799	235	135.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Upper Bear Creek, CO