F
37%
Overall NAT. AVG.
10%
Goods & Services NAT. AVG.
78%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Ukiah California National
Cost of living137143100
Goods & Services110115100
Groceries105108100
Health care106103100
Housing178197100
Transportation134136100
Utilities163144100
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An Overview of Cost of Living in Ukiah, CA

Are you thinking about relocating, but curious about the potential cost of living in Ukiah? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Ukiah stands at 137, making it 37% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Ukiah is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Ukiah falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs significantly influence the Ukiah cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 77.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

What Do Locals Say About the Cost of Living in Ukiah?

The most insightful perspective on a city comes from its residents. We recently surveyed 8 locals to gauge their perception of the cost of living in Ukiah. The feedback revealed that 25% of respondents found the cost of living to be reasonable, with prices on the decline, while 75% regarded it as notably expensive with prices that continue to rise.

Is Ukiah Affordable?

Is Ukiah an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ukiah is 99.2% higher than the national average, while the average monthly rent prices are 27% higher than average. The affordability of any location can also be influenced by median income levels. Ukiah has a median household income of $80,713, which is 0.8% lower than the national average.

What Factors can Influence the Cost of Living in Ukiah?

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Ukiah, healthcare costs are 6.2% higher than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Ukiah cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

Cost Of Living Quick Facts

  • The cost of living in Ukiah is 4% lower than the California average
  • The cost of living in Ukiah is 37% higher than the national average
  • Ukiah housing is 78% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Ukiah

See all the best places to live around Ukiah

Compare Ukiah, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,136$9,428$2,640$3,394
      Renters$55,621$4,635$1,298$1,669
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ukiah, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ukiah, homeowners have a median income of $113,136. Using that number, a maximum of $2,640 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $55,621, which means there is a maximum of $1,298 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Ukiah National avg. Difference
      Haircut $40.90$27.6248.1%
      Beauty Salon $67.22$51.1131.5%
      Toothpaste $4.07$4.090.6%
      Shampoo $1.99$1.5429.1%
      Movie $15.54$12.8820.7%
      Yoga $23.00$19.6617.0%

      Groceries

      Item Ukiah National avg. Difference
      Ground Beef $8.05$7.704.5%
      Fried Chicken $2.54$1.6652.8%
      Milk $5.07$4.737.1%
      Potatoes $4.85$5.267.7%
      Pizza $15.44$12.7621.0%
      Beer $10.92$10.553.5%

      Health Care

      Item Ukiah National avg. Difference
      Optometrist $163.40$140.0616.7%
      Doctor $205.44$153.8233.6%
      Dentist $118.00$123.154.2%
      Ibuprofen $11.93$11.731.7%
      Lipitor $20.33$23.6113.9%

      Housing

      Item Ukiah National avg. Difference
      Home Price $650,539.00$326,622.0099.2%
      Avg. Mortgage Payment $3,360.11$2,480.2535.5%
      Apartment Rent $1,834.00$1,444.0027.0%

      Transportation

      Item Ukiah National avg. Difference
      Gasoline $4.47$3.0646.2%
      Tire Balancing $68.32$65.214.8%

      Utilities

      Item Ukiah National avg. Difference
      All Electricity $446.59$220.12102.9%
      Phone $193.21$195.711.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Philo, CA16213131.4%
      Talmage, CA1,16913939.2%
      Redwood Valley, CA1,86914241.9%
      Calpella, CA63614444.3%
      Hopland, CA91715757.3%
      Ukiah, CA16,53713737.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ripon, CA16,53414949.0%
      Crowley, TX16,5421011.3%
      Cloverly, MD16,54515150.6%
      Griffith, IN16,5471000.1%
      Zephyrhills, FL16,521927.8%
      Ukiah, CA16,53713737.1%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.