Cost Of Living in Stanwood, WA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Stanwood	Washington	National
Cost of living	130	118	100
Goods & Services	113	111	100
Groceries	109	110	100
Health care	123	120	100
Housing	176	135	100
Transportation	117	123	100
Utilities	92	92	100

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Cost Of Living Quick Facts

The cost of living in Stanwood is 10% higher than the Washington average
The cost of living in Stanwood is 30% higher than the national average
Stanwood housing is 76% higher than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$91,589	$7,632	$2,137	$2,748
Renters	$31,324	$2,610	$731	$940

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Stanwood, WA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Stanwood homeowners, is $91,589. This would allow for a maximum of $2,137 per month to be spent on housing costs. For renters, the median monthly income is $31,324 which would result in a maximum of $731 to be spent on rental costs.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Goods & Services

Item	Stanwood	National avg.	Difference
Haircut	$26.78	$24.26	10.4%
Beauty Salon	$67.83	$45.56	48.9%
Toothpaste	$3.48	$3.70	6.0%
Shampoo	$1.23	$1.28	3.7%
Movie	$12.82	$12.13	5.7%
Bowling	$18.58	$18.00	3.2%

Groceries

Item	Stanwood	National avg.	Difference
Ground Beef	$6.76	$5.84	15.7%
Fried Chicken	$2.22	$1.57	41.3%
Milk	$4.98	$4.67	6.7%
Potatoes	$4.43	$4.93	10.2%
Pizza	$12.95	$12.09	7.2%
Beer	$11.47	$10.41	10.2%

Health Care

Item	Stanwood	National avg.	Difference
Optometrist	$187.66	$125.68	49.3%
Doctor	$228.42	$135.78	68.2%
Dentist	$136.92	$113.29	20.9%
Ibuprofen	$11.80	$10.65	10.7%
Lipitor	$415.36	$468.60	11.4%

Housing

Item	Stanwood	National avg.	Difference
Home Price	$366,900.00	$184,700.00	98.6%
Avg. Mortgage Payment	$2,731.21	$2,346.69	16.4%
Apartment Rent	$1,170.00	$949.00	23.3%

Transportation

Item	Stanwood	National avg.	Difference
Gasoline	$4.35	$3.46	25.7%
Tire Balancing	$87.22	$59.92	45.6%

Utilities

Item	Stanwood	National avg.	Difference
All Electricity	$153.78	$193.99	20.7%
Phone	$202.97	$192.25	5.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Conway, WA	40	110	10.5%
Northwest Stanwood, WA	79	110	10.5%
Silvana, WA	14	110	10.5%
Lake McMurray, WA	478	112	12.0%
Whidbey Island Station, WA	2,375	117	16.8%
Stanwood, WA	7,228	130	30.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ridgefield, CT	7,228	170	70.0%
Wauseon, OH	7,229	92	7.7%
Otonabee-South Monaghan, ON	7,229	n/a
Canfield, OH	7,226	93	7.5%
Rocky Mountain House, AB	7,226	n/a
Stanwood, WA	7,228	130	30.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Stanwood, WA