Cost Of Living in St. Joe, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	St. Joe	Indiana	National
Cost of living	82	90	100
Goods & Services	96	94	100
Groceries	101	98	100
Health care	96	96	100
Housing	43	72	100
Transportation	98	95	100
Utilities	102	107	100

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Cost Of Living Quick Facts

The cost of living in St. Joe is 9% lower than the Indiana average
The cost of living in St. Joe is 18% lower than the national average
St. Joe housing is 57% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,536	$5,045	$1,412	$1,816
Renters	$28,333	$2,361	$661	$850

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	St. Joe	National avg.	Difference
Haircut	$26.22	$24.26	8.1%
Beauty Salon	$33.78	$45.56	25.9%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.32	$1.28	3.3%
Movie	$12.75	$12.13	5.1%
Bowling	$16.72	$18.00	7.1%

Groceries

Item	St. Joe	National avg.	Difference
Ground Beef	$6.10	$5.84	4.4%
Fried Chicken	$1.64	$1.57	4.1%
Milk	$4.74	$4.67	1.5%
Potatoes	$5.08	$4.93	3.0%
Pizza	$12.79	$12.09	5.8%
Beer	$10.06	$10.41	3.3%

Health Care

Item	St. Joe	National avg.	Difference
Optometrist	$104.30	$125.68	17.0%
Doctor	$119.61	$135.78	11.9%
Dentist	$110.00	$113.29	2.9%
Ibuprofen	$10.59	$10.65	0.6%
Lipitor	$528.19	$468.60	12.7%

Housing

Item	St. Joe	National avg.	Difference
Home Price	$69,000.00	$184,700.00	62.6%
Avg. Mortgage Payment	$1,635.69	$2,346.69	30.3%
Apartment Rent	$546.00	$949.00	42.5%

Transportation

Item	St. Joe	National avg.	Difference
Gasoline	$3.35	$3.46	3.2%
Tire Balancing	$59.65	$59.92	0.5%

Utilities

Item	St. Joe	National avg.	Difference
All Electricity	$197.87	$193.99	2.0%
Phone	$192.69	$192.25	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Antwerp, OH	1,497	84	16.1%
Ashley, IN	1,051	84	16.1%
Corunna, IN	190	84	16.0%
Waterloo, IN	2,217	84	16.0%
Butler, IN	2,889	85	15.3%
St. Joe, IN	456	82	18.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Stockton, AL	456	96	4.5%
Mud Lake, ID	456	87	12.7%
Fairview, IL	456	78	21.9%
Varna, IL	456	83	17.3%
Colony, KS	456	74	25.8%
St. Joe, IN	456	82	18.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in St. Joe, IN