| Index | St. James | North Carolina | National |
| Cost of living | 139 | 94 | 100 |
| Goods & Services | 99 | 98 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 112 | 108 | 100 |
| Housing | 232 | 85 | 100 |
| Transportation | 93 | 92 | 100 |
| Utilities | 98 | 94 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,691 | $9,224 | $2,583 | $3,321 |
| Renters | $111,118 | $9,260 | $2,593 | $3,334 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | St. James | National avg. | Difference |
| Haircut | $19.00 | $24.26 | 21.7% |
| Beauty Salon | $29.58 | $45.56 | 35.1% |
| Toothpaste | $3.65 | $3.70 | 1.4% |
| Shampoo | $1.09 | $1.28 | 15.1% |
| Movie | $10.27 | $12.13 | 15.3% |
| Bowling | $11.00 | $18.00 | 38.9% |
| Item | St. James | National avg. | Difference |
| Ground Beef | $5.93 | $5.84 | 1.5% |
| Fried Chicken | $1.59 | $1.57 | 0.9% |
| Milk | $4.57 | $4.67 | 2.1% |
| Potatoes | $5.18 | $4.93 | 4.9% |
| Pizza | $10.47 | $12.09 | 13.4% |
| Beer | $10.29 | $10.41 | 1.1% |
| Item | St. James | National avg. | Difference |
| Optometrist | $141.56 | $125.68 | 12.6% |
| Doctor | $136.38 | $135.78 | 0.4% |
| Dentist | $100.17 | $113.29 | 11.6% |
| Ibuprofen | $10.24 | $10.65 | 3.9% |
| Lipitor | $429.52 | $468.60 | 8.3% |
| Item | St. James | National avg. | Difference |
| Home Price | $455,500.00 | $184,700.00 | 146.6% |
| Avg. Mortgage Payment | $1,813.02 | $2,346.69 | 22.7% |
| Apartment Rent | $1,867.00 | $949.00 | 96.7% |
| Item | St. James | National avg. | Difference |
| Gasoline | $3.45 | $3.46 | 0.5% |
| Tire Balancing | $63.55 | $59.92 | 6.1% |
| Item | St. James | National avg. | Difference |
| All Electricity | $201.14 | $193.99 | 3.7% |
| Phone | $187.32 | $192.25 | 2.6% |
| City | Population | Cost of Living Index | National Avg. |
| Varnamtown, NC | 776 | 96 | 4.5% |
| Silver Lake, NC | 6,146 | 99 | 1.2% |
| Boiling Spring Lakes, NC | 6,156 | 99 | 1.1% |
| Southport, NC | 3,860 | 109 | 8.7% |
| Bolivia, NC | 177 | 109 | 8.7% |
| St. James, NC | 5,889 | 139 | 38.5% |
| City | Population | Cost of Living Index | National Avg. |
| Riverside, MD | 5,888 | 108 | 7.9% |
| Morris Plains, NJ | 5,888 | 153 | 53.4% |
| Somerset, PA | 5,888 | 84 | 15.8% |
| Wesley Hills, NY | 5,891 | 183 | 83.2% |
| McKees Rocks, PA | 5,892 | 84 | 16.4% |
| St. James, NC | 5,889 | 139 | 38.5% |
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