C-
16%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index St. James Maryland National
Cost of living116119100
Goods & Services109106100
Groceries108106100
Health care9797100
Housing139150100
Transportation9598100
Utilities110111100

Cost Of Living Quick Facts

  • The cost of living in St. James is 2% lower than the Maryland average
  • The cost of living in St. James is 16% higher than the national average
  • St. James housing is 39% higher than the national average
  • Maryland general sales tax is 18% higher than the national average
  • Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around St. James

See all the best places to live around St. James

Compare St. James, MD Cost of Living

      vs
      How would you rate the cost of living in St. James?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in St. James?
      Write a review to give others more information about this area.
      See all St. James poll results

      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$100,670$8,389$2,349$3,020
          Renters$51,977$4,331$1,213$1,559

          Maryland Sales Tax

          State General Sales Tax With Max Surtax
          Maryland 6% 6%

          Maryland Income Tax

          State Income Tax (Low) Income Tax (High)
          Maryland 2% 5.75%

          Goods & Services

          Item St. James National avg. Difference
          Haircut $26.11$24.267.6%
          Beauty Salon $70.08$45.5653.8%
          Toothpaste $3.81$3.702.8%
          Shampoo $1.51$1.2817.9%
          Movie $15.69$12.1329.3%
          Bowling $24.83$18.0038.0%

          Groceries

          Item St. James National avg. Difference
          Ground Beef $6.24$5.846.9%
          Fried Chicken $1.40$1.5711.0%
          Milk $4.78$4.672.2%
          Potatoes $5.49$4.9311.3%
          Pizza $12.56$12.093.9%
          Beer $11.10$10.416.6%

          Health Care

          Item St. James National avg. Difference
          Optometrist $92.00$125.6826.8%
          Doctor $135.03$135.780.5%
          Dentist $117.67$113.293.9%
          Ibuprofen $11.52$10.658.1%
          Lipitor $403.79$468.6013.8%

          Housing

          Item St. James National avg. Difference
          Home Price $274,300.00$184,700.0048.5%
          Avg. Mortgage Payment $4,819.29$2,346.69105.4%
          Apartment Rent $1,097.00$949.0015.6%

          Transportation

          Item St. James National avg. Difference
          Gasoline $3.25$3.466.0%
          Tire Balancing $59.00$59.921.5%

          Utilities

          Item St. James National avg. Difference
          All Electricity $222.47$193.9914.7%
          Phone $197.37$192.252.7%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Mount Briar, MD1171066.3%
          Brownsville, MD261066.3%
          Yarrowsburg, MD2741066.3%
          Gapland, MD601066.3%
          Kemps Mill, MD01066.3%
          St. James, MD3,56711616.0%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Copperopolis, CA3,56613534.9%
          Beaver Dam, KY3,5668713.1%
          Golf Manor, OH3,5668910.7%
          Cowichan Valley D, BC3,569n/a 
          Indianola, WA3,56413433.8%
          St. James, MD3,56711616.0%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.