St. Cloud 66 Good
St. Cloud Livability #599 ranked city in Florida#11,146 ranked city in the USARanks better than 61% of areas
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Pros and Cons of Living in St. Cloud

PROS
  • Cost Of Living Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Crime Crime

    This area boasts a crime rate that is far below the national average, making it a very safe place to live. These crime statistics encompass both property and violent offenses.

  • Housing Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

CONS
  • Amenities Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

  • Commute Commute

    Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.

  • Health & Safety Health & Safety

    Subpar air quality and the limited availability of certain health-related facilities such as hospitals, police stations, doctors and pharmacies may have contributed to the low score in this category.

What's it like Living in St. Cloud?

Located in the state of Florida, St. Cloud is a medium-sized city with a population of 55,190 inhabitants. At 68%, the majority of the St. Cloud population is White; this is followed by 8% Black and 1% Asian. Additionally, more than a quarter of the population of St. Cloud are of Hispanic or Latino origin, and 35% of the population also speak Spanish. All the single ladies and all the single fellas might want to take notice as only 50% of the St. Cloud population is married. Something to be aware of when living in St. Cloud are the above average commute times. If you're looking for a short commute to work, this might not be the right area for you. With one way commute time of 37 minutes, this comes in much higher than the national average of 26 minutes.

Without the right tools, relocating to any new area can be very stressful and challenging. Living in St. Cloud, Florida could be a great experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. To help you find the best places to live in and around St. Cloud, AreaVibes has created a livability score using key metrics like amenities, cost of living, commute, education and more.

The livability score in St. Cloud is 69/100 and the city is ranked in the 71st percentile of all cities across America. Based on the grades for each individual category, St. Cloud has received high marks for crime (B+), cost of living (A+) and housing (A+). There is at least one category that you should be aware of in St. Cloud. The following was graded with a discouraging score: amenities (F).

Low rates of violent crime, encompassing offenses such as murder, rape, robbery and assault, contribute significantly to a safer living environment. This reduction in crime minimizes the chances of personal harm, property theft, or violent incidents. Furthermore, low crime rates can have a positive impact on property values and the overall desirability of an area. There were 188 crimes per 100,000 residents, which signifies that St. Cloud boasts an impressively low violent crime rate that falls well below the national average.

Real estate represents the most substantial investment for homebuyers, constituting their most valuable asset. Renters, on the other hand, typically see their monthly rent as their most significant expense. The St. Cloud market earns a high score in the housing category, surpassing the national average in factors like home and rental affordability and appreciation rates. This robust real estate market not only benefits individual homeowners and renters but also spurs vigorous local economic activity and job growth, solidifying its significance in driving the region's prosperity and financial well-being.

Certain items on your wish list like shopping, restaurants, nightlife, parks and proximity to public transportation are all important things to look for. Having said that, perhaps the most important metric to consider when contemplating a move to St. Cloud is real estate affordability. The median home price for St. Cloud homes is $398,425, which is 33% higher than the Florida average. If we take a closer look at the affordability of homes in St. Cloud, we’ll see that the home price to income ratio is 4.5, which is 7.1% higher than the Florida average.

Best Places to Live in and Around St. Cloud

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Compare St. Cloud, FL Livability

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      St. Cloud transportation information

      Statistic St. Cloud Florida National
      Average one way commute37min27min26min
      Workers who drive to work81.0%79.5%76.4%
      Workers who carpool9.9%9.3%9.3%
      Workers who take public transit0.9%2.1%5.1%
      Workers who bicycle0.4%0.7%0.6%
      Workers who walk0.5%1.5%2.8%
      Working from home6.0%5.4%4.6%
      Source: The St. Cloud, FL data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.