St. Charles 82 Exceptional
St. Charles Livability #35 ranked city in Minnesota#1,062 ranked city in the USARanks better than 96% of areas

Pros and Cons of Living in St. Charles

PROS
  • Crime

    This area boasts a crime rate that is far below the national average, making it a very safe place to live. These crime statistics encompass both property and violent offenses.

  • Employment

    With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.

  • Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Health & Safety

    Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.

  • Schools

    The high score in the schools category can be attributed to outstanding test scores, elevated graduation rates and the convenient placement of elementary and high schools in this area.

CONS
  • Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

  • Commute

    Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.

New Real Estate Listings in St. Charles Area
Search Homes for Sale in St. Charles, MN

What's it like Living in St. Charles?

St. Charles is a small city located in the state of Minnesota. The city has a population of 3,749 people. According to the most recent Census, 89% of St. Charles residents are White, 8% Asian and 0% Black. Long travel times to work can be one of the most frustrating things in the world - right behind housework! If you decide that living in St. Charles is the right fit for you, your one way commute time will average 27 minutes, which is about average when compared to the national commute time of 26 minutes.

If you’re considering relocating to any new city, it could be a very daunting task. However, it could also be a good experience if you are willing to get to know the city before actually living in St. Charles, Minnesota. When searching for a new neighborhood, several key items should be considered. Safety is of utmost importance, ensuring a secure environment with low crime. Proximity to your workplace or school helps reduce commuting time and offers convenience. Access to amenities such as parks, grocery stores, and healthcare facilities enhances your daily life. Public transportation options contribute to easy mobility. A sense of community fosters a supportive and engaging environment. Lastly, the overall atmosphere should align with your desired lifestyle, ensuring a fulfilling living experience. Considering these items will guide you towards finding the perfect neighborhood that fits all your needs. With useful information like amenities, cost of living, commute and other key data points, finding the best places to live in St. Charles and in the areas around St. Charles is a much easier task.

Using data and statistics St. Charles has received a livability score of 81 out of 100. This score is ranked in the 96th percentile when compared to all other cities. This is a great score, as St. Charles ranks well in multiple categories! St. Charles has also earned the rare honor of ranking in the top 10 percentile among all cities. Based on the scores for each individual category, St. Charles has received high marks for crime (A+), cost of living (B+), education (A), employment (A+) and housing (A+). Unfortunately for St. Charles, there are some categories for which it does not score well, this includes: amenities (F).

Feeling a sense of safety in the area that you live in is a must for most people. Low crime rates can have a positive impact on things like home prices, home appreciation rates and can help foster positive community dynamics and social cohesion. St. Charles has a violent crime rate of 75 crimes per 100,000 residents which is far lower than the national average.

The unemployment rate in St. Charles has consistently declined over the years and currently stands well below the national average at 1.97%. This downward trend holds the potential to reduce poverty and inequality within the region, promote higher wage levels and stimulate greater economic growth. Such positive indicators signal the overall robust health of the local economy, offering a promising outlook for its residents and fostering an environment of financial well-being and prosperity.

Test scores can be a good way to measure a school's academic performance and the proficiency of its students. They can be an important metric in deciding if the local area schools can provide a solid educational system for children. The schools in St. Charles have an average test score of 66%, which is well above the US average.

Finding affordable real estate and housing in St. Charles can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in St. Charles is actually affordable. The median home price for St. Charles homes is $205,200, which is 7.2% higher than the Minnesota average. If we take a closer look at the affordability of homes in St. Charles, we’ll see that the home price to income ratio is 2.4, which is 20% lower than the Minnesota average.

Best Places to Live in and Around St. Charles

See all the best places to live around St. Charles

How Do You Rate The Livability In St. Charles?

1. Select a livability score between 1-100
0
Awful
25
Poor
50
Average
75
Good
100
Great
2. Select any tags that apply to this area
View results

Compare St. Charles, MN Livability

      vs

      St. Charles transportation information

      Statistic St. Charles Minnesota National
      Average one way commute27min23min26min
      Workers who drive to work84.0%78.0%76.4%
      Workers who carpool9.6%8.7%9.3%
      Workers who take public transit1.0%3.5%5.1%
      Workers who bicycle0.0%0.8%0.6%
      Workers who walk1.4%2.8%2.8%
      Working from home4.0%5.3%4.6%
      Source: The St. Charles, MN data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS).