| Index | Spencer Mountain | North Carolina | National |
| Cost of living | 99 | 94 | 100 |
| Goods & Services | 103 | 98 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 111 | 108 | 100 |
| Housing | n/a | 85 | 100 |
| Transportation | 94 | 92 | 100 |
| Utilities | 89 | 94 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | Spencer Mountain | National avg. | Difference |
| Haircut | $18.25 | $24.26 | 24.8% |
| Beauty Salon | $59.75 | $45.56 | 31.1% |
| Toothpaste | $3.81 | $3.70 | 2.8% |
| Shampoo | $1.27 | $1.28 | 0.7% |
| Movie | $13.55 | $12.13 | 11.7% |
| Bowling | $21.67 | $18.00 | 20.4% |
| Item | Spencer Mountain | National avg. | Difference |
| Ground Beef | $6.27 | $5.84 | 7.3% |
| Fried Chicken | $1.39 | $1.57 | 11.5% |
| Milk | $4.61 | $4.67 | 1.2% |
| Potatoes | $4.98 | $4.93 | 1.0% |
| Pizza | $10.96 | $12.09 | 9.3% |
| Beer | $10.47 | $10.41 | 0.5% |
| Item | Spencer Mountain | National avg. | Difference |
| Optometrist | $143.74 | $125.68 | 14.4% |
| Doctor | $148.29 | $135.78 | 9.2% |
| Dentist | $115.52 | $113.29 | 2.0% |
| Ibuprofen | $10.77 | $10.65 | 1.1% |
| Lipitor | $467.34 | $468.60 | 0.3% |
| Item | Spencer Mountain | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $3,159.30 | $2,346.69 | 34.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Spencer Mountain | National avg. | Difference |
| Gasoline | $3.29 | $3.46 | 4.9% |
| Tire Balancing | $53.32 | $59.92 | 11.0% |
| Item | Spencer Mountain | National avg. | Difference |
| All Electricity | $167.89 | $193.99 | 13.5% |
| Phone | $189.90 | $192.25 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| High Shoals, NC | 841 | 87 | 12.5% |
| Bessemer City, NC | 5,536 | 90 | 10.2% |
| Kings Mountain, NC | 10,885 | 92 | 8.0% |
| Lowell, NC | 3,676 | 92 | 8.0% |
| Cherryville, NC | 6,018 | 92 | 7.8% |
| Spencer Mountain, NC | 0 | 99 | 0.6% |
| City | Population | Cost of Living Index | National Avg. |
| Chase, AK | 0 | 118 | 18.0% |
| Chiniak, AK | 0 | 118 | 18.0% |
| Chisana, AK | 0 | 136 | 35.7% |
| Dot Lake, AK | 0 | 136 | 35.7% |
| Eureka Roadhouse, AK | 0 | 118 | 18.0% |
| Spencer Mountain, NC | 0 | 99 | 0.6% |
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