Index | Speculator | New York | National |
Cost of living | 102 | 117 | 100 |
Goods & Services | 115 | 108 | 100 |
Groceries | 99 | 102 | 100 |
Health care | 103 | 103 | 100 |
Housing | 85 | 145 | 100 |
Transportation | 109 | 105 | 100 |
Utilities | 107 | 100 | 100 |
Cost of living index | |
Goods & Services index | |
Groceries index | |
Health care index | |
Housing index | |
Transportation index | |
Utilities index |
Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
Owners | $76,875 | $6,406 | $1,794 | $2,306 |
Renters | $75,000 | $6,250 | $1,750 | $2,250 |
State | General Sales Tax | With Max Surtax |
New York | 4% | 8.875% |
State | Income Tax (Low) | Income Tax (High) |
New York | 4% | 10.9% |
Item | Speculator | National avg. | Difference |
Haircut | $15.89 | $24.26 | 34.5% |
Beauty Salon | $39.00 | $45.56 | 14.4% |
Toothpaste | $3.67 | $3.70 | 0.8% |
Shampoo | $1.17 | $1.28 | 8.9% |
Movie | $11.17 | $12.13 | 7.9% |
Bowling | $14.33 | $18.00 | 20.4% |
Item | Speculator | National avg. | Difference |
Ground Beef | $5.84 | $5.84 | 0.1% |
Fried Chicken | $1.51 | $1.57 | 4.0% |
Milk | $4.80 | $4.67 | 2.8% |
Potatoes | $5.11 | $4.93 | 3.5% |
Pizza | $12.75 | $12.09 | 5.5% |
Beer | $10.36 | $10.41 | 0.5% |
Item | Speculator | National avg. | Difference |
Optometrist | $111.00 | $125.68 | 11.7% |
Doctor | $143.15 | $135.78 | 5.4% |
Dentist | $118.67 | $113.29 | 4.7% |
Ibuprofen | $10.40 | $10.65 | 2.4% |
Lipitor | $509.11 | $468.60 | 8.6% |
Item | Speculator | National avg. | Difference |
Home Price | $156,900.00 | $184,700.00 | 15.1% |
Avg. Mortgage Payment | $1,404.03 | $2,346.69 | 40.2% |
Apartment Rent | $817.00 | $949.00 | 13.9% |
Item | Speculator | National avg. | Difference |
Gasoline | $3.64 | $3.46 | 5.1% |
Tire Balancing | $70.72 | $59.92 | 18.0% |
Item | Speculator | National avg. | Difference |
All Electricity | $215.23 | $193.99 | 10.9% |
Phone | $194.79 | $192.25 | 1.3% |
City | Population | Cost of Living Index | National Avg. |
Wells, NY | 521 | 101 | 1.1% |
Speculator, NY | 360 | 102 | 2.2% |
City | Population | Cost of Living Index | National Avg. |
Kipnuk, AK | 360 | 92 | 8.1% |
Muir Beach, CA | 360 | 279 | 179.4% |
Fisher Island, FL | 360 | 398 | 297.8% |
Worthington, IA | 360 | 88 | 11.7% |
Malta, ID | 360 | 88 | 12.3% |
Speculator, NY | 360 | 102 | 2.2% |