Cost Of Living in Sparta, MI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Sparta	Michigan	National
Cost of living	88	89	100
Goods & Services	90	93	100
Groceries	95	99	100
Health care	94	93	100
Housing	74	74	100
Transportation	95	97	100
Utilities	102	101	100

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Cost Of Living Quick Facts

The cost of living in Sparta is 2% lower than the Michigan average
The cost of living in Sparta is 12% lower than the national average
Sparta housing is 26% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,965	$5,330	$1,492	$1,919
Renters	$21,581	$1,798	$504	$647

The affordability of the housing market in Sparta, MI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Sparta homeowners, the median income is $63,965. This indicates that a monthly maximum of $1,492 should be spent by homeowners on all housing related costs. Renters have a median income of $21,581. This indicates that renters would have a maximum of $504 for their rent related monthly costs.

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Sparta	National avg.	Difference
Haircut	$24.53	$24.26	1.1%
Beauty Salon	$56.27	$45.56	23.5%
Toothpaste	$3.64	$3.70	1.8%
Shampoo	$1.40	$1.28	9.1%
Movie	$11.22	$12.13	7.5%
Bowling	$22.17	$18.00	23.1%

Groceries

Item	Sparta	National avg.	Difference
Ground Beef	$5.51	$5.84	5.7%
Fried Chicken	$1.69	$1.57	7.7%
Milk	$4.84	$4.67	3.6%
Potatoes	$4.77	$4.93	3.3%
Pizza	$10.99	$12.09	9.1%
Beer	$9.38	$10.41	9.9%

Health Care

Item	Sparta	National avg.	Difference
Optometrist	$91.40	$125.68	27.3%
Doctor	$139.14	$135.78	2.5%
Dentist	$120.35	$113.29	6.2%
Ibuprofen	$10.88	$10.65	2.1%
Lipitor	$504.80	$468.60	7.7%

Housing

Item	Sparta	National avg.	Difference
Home Price	$134,000.00	$184,700.00	27.4%
Avg. Mortgage Payment	$2,520.64	$2,346.69	7.4%
Apartment Rent	$735.00	$949.00	22.6%

Transportation

Item	Sparta	National avg.	Difference
Gasoline	$3.42	$3.46	1.2%
Tire Balancing	$60.57	$59.92	1.1%

Utilities

Item	Sparta	National avg.	Difference
All Electricity	$180.47	$193.99	7.0%
Phone	$184.98	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pierson, MI	140	81	19.3%
Kent City, MI	1,173	83	17.1%
Ravenna, MI	1,405	85	14.6%
Grant, MI	1,110	87	13.2%
Cedar Springs, MI	3,703	88	11.8%
Sparta, MI	4,390	88	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rosedale, WA	4,389	148	48.0%
Carolina Shores, NC	4,391	109	9.2%
Coopersville, MI	4,388	90	9.8%
Longview Heights, WA	4,388	112	12.3%
Senoia, GA	4,386	111	10.7%
Sparta, MI	4,390	88	12.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Sparta, MI