Cost Of Living in Smithsburg, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Smithsburg	Maryland	National
Cost of living	110	119	100
Goods & Services	109	106	100
Groceries	108	106	100
Health care	97	97	100
Housing	118	150	100
Transportation	95	98	100
Utilities	110	111	100

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Cost Of Living Quick Facts

The cost of living in Smithsburg is 7% lower than the Maryland average
The cost of living in Smithsburg is 10% higher than the national average
Smithsburg housing is 18% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,667	$8,722	$2,442	$3,140
Renters	$33,487	$2,791	$781	$1,005

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Smithsburg	National avg.	Difference
Haircut	$26.11	$24.26	7.6%
Beauty Salon	$70.08	$45.56	53.8%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.51	$1.28	17.9%
Movie	$15.69	$12.13	29.3%
Bowling	$24.83	$18.00	38.0%

Groceries

Item	Smithsburg	National avg.	Difference
Ground Beef	$6.24	$5.84	6.9%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.78	$4.67	2.2%
Potatoes	$5.49	$4.93	11.3%
Pizza	$12.56	$12.09	3.9%
Beer	$11.10	$10.41	6.6%

Health Care

Item	Smithsburg	National avg.	Difference
Optometrist	$92.00	$125.68	26.8%
Doctor	$135.03	$135.78	0.5%
Dentist	$117.67	$113.29	3.9%
Ibuprofen	$11.52	$10.65	8.1%
Lipitor	$403.79	$468.60	13.8%

Housing

Item	Smithsburg	National avg.	Difference
Home Price	$246,600.00	$184,700.00	33.5%
Avg. Mortgage Payment	$4,819.29	$2,346.69	105.4%
Apartment Rent	$785.00	$949.00	17.3%

Transportation

Item	Smithsburg	National avg.	Difference
Gasoline	$3.25	$3.46	6.0%
Tire Balancing	$59.00	$59.92	1.5%

Utilities

Item	Smithsburg	National avg.	Difference
All Electricity	$222.47	$193.99	14.7%
Phone	$197.37	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Eakles Mill, MD	0	106	6.3%
Cearfoss, MD	115	106	6.3%
Kemps Mill, MD	0	106	6.3%
Fort Ritchie, MD	48	106	6.3%
Reid, MD	0	106	6.3%
Smithsburg, MD	2,977	110	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gillespie, IL	2,977	82	17.7%
Woodbury Heights, NJ	2,977	106	5.8%
Glenville, CT	2,976	196	96.0%
Windsor, MO	2,976	81	19.4%
Stanton, TX	2,978	89	11.0%
Smithsburg, MD	2,977	110	9.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Smithsburg, MD