| Index | Shepherd | Texas | National |
| Cost of living | 83 | 92 | 100 |
| Goods & Services | 93 | 96 | 100 |
| Groceries | 98 | 96 | 100 |
| Health care | 100 | 94 | 100 |
| Housing | 55 | 83 | 100 |
| Transportation | 85 | 92 | 100 |
| Utilities | 103 | 104 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $47,202 | $3,934 | $1,101 | $1,416 |
| Renters | $40,040 | $3,337 | $934 | $1,201 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Shepherd | National avg. | Difference |
| Haircut | $25.52 | $24.26 | 5.2% |
| Beauty Salon | $67.87 | $45.56 | 48.9% |
| Toothpaste | $3.53 | $3.70 | 4.6% |
| Shampoo | $1.29 | $1.28 | 1.0% |
| Movie | $11.10 | $12.13 | 8.5% |
| Bowling | $23.53 | $18.00 | 30.7% |
| Item | Shepherd | National avg. | Difference |
| Ground Beef | $5.65 | $5.84 | 3.3% |
| Fried Chicken | $1.61 | $1.57 | 2.1% |
| Milk | $4.70 | $4.67 | 0.7% |
| Potatoes | $4.99 | $4.93 | 1.1% |
| Pizza | $11.67 | $12.09 | 3.5% |
| Beer | $10.52 | $10.41 | 1.1% |
| Item | Shepherd | National avg. | Difference |
| Optometrist | $120.70 | $125.68 | 4.0% |
| Doctor | $93.85 | $135.78 | 30.9% |
| Dentist | $120.24 | $113.29 | 6.1% |
| Ibuprofen | $10.69 | $10.65 | 0.3% |
| Lipitor | $505.78 | $468.60 | 7.9% |
| Item | Shepherd | National avg. | Difference |
| Home Price | $84,900.00 | $184,700.00 | 54.0% |
| Avg. Mortgage Payment | $1,890.77 | $2,346.69 | 19.4% |
| Apartment Rent | $733.00 | $949.00 | 22.8% |
| Item | Shepherd | National avg. | Difference |
| Gasoline | $3.02 | $3.46 | 12.8% |
| Tire Balancing | $58.88 | $59.92 | 1.7% |
| Item | Shepherd | National avg. | Difference |
| All Electricity | $190.29 | $193.99 | 1.9% |
| Phone | $211.13 | $192.25 | 9.8% |
| City | Population | Cost of Living Index | National Avg. |
| West Livingston, TX | 7,873 | 84 | 15.8% |
| Cleveland, TX | 8,150 | 84 | 15.7% |
| Goodrich, TX | 310 | 85 | 15.2% |
| Big Thicket Lake Estates, TX | 611 | 86 | 13.8% |
| North Cleveland, TX | 283 | 87 | 13.5% |
| Shepherd, TX | 2,489 | 83 | 17.1% |
| City | Population | Cost of Living Index | National Avg. |
| Orchard Lake Village, MI | 2,489 | 182 | 81.9% |
| Leavenworth, WA | 2,489 | 132 | 32.0% |
| Meadow Lake No. 588, SK | 2,489 | n/a | |
| Pine Air, FL | 2,488 | 108 | 7.6% |
| Lithonia, GA | 2,488 | 90 | 10.0% |
| Shepherd, TX | 2,489 | 83 | 17.1% |
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