Cost Of Living in Shallowater, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Shallowater	Texas	National
Cost of living	96	92	100
Goods & Services	97	96	100
Groceries	97	96	100
Health care	91	94	100
Housing	100	83	100
Transportation	91	92	100
Utilities	90	104	100

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Cost Of Living Quick Facts

The cost of living in Shallowater is 4% higher than the Texas average
The cost of living in Shallowater is 4% lower than the national average
Shallowater housing is equal to the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,783	$5,399	$1,512	$1,944
Renters	$50,417	$4,201	$1,176	$1,513

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Shallowater	National avg.	Difference
Haircut	$31.33	$24.26	29.1%
Beauty Salon	$55.26	$45.56	21.3%
Toothpaste	$3.68	$3.70	0.6%
Shampoo	$1.28	$1.28	0.3%
Movie	$12.18	$12.13	0.4%
Bowling	$22.25	$18.00	23.6%

Groceries

Item	Shallowater	National avg.	Difference
Ground Beef	$5.58	$5.84	4.4%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.55	$4.67	2.5%
Potatoes	$4.87	$4.93	1.3%
Pizza	$13.76	$12.09	13.8%
Beer	$10.37	$10.41	0.4%

Health Care

Item	Shallowater	National avg.	Difference
Optometrist	$129.03	$125.68	2.7%
Doctor	$113.33	$135.78	16.5%
Dentist	$109.67	$113.29	3.2%
Ibuprofen	$10.27	$10.65	3.6%
Lipitor	$497.63	$468.60	6.2%

Housing

Item	Shallowater	National avg.	Difference
Home Price	$184,900.00	$184,700.00	0.1%
Avg. Mortgage Payment	$1,909.05	$2,346.69	18.6%
Apartment Rent	$931.00	$949.00	1.9%

Transportation

Item	Shallowater	National avg.	Difference
Gasoline	$3.26	$3.46	5.9%
Tire Balancing	$55.19	$59.92	7.9%

Utilities

Item	Shallowater	National avg.	Difference
All Electricity	$189.14	$193.99	2.5%
Phone	$207.58	$192.25	8.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Anton, TX	1,211	78	21.8%
New Deal, TX	1,058	82	18.2%
Abernathy, TX	3,408	84	15.7%
Smyer, TX	526	85	15.4%
Lubbock, TX	257,013	92	7.7%
Shallowater, TX	2,573	96	3.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cave City, KY	2,573	80	19.7%
Belvidere, NJ	2,573	106	5.8%
Muncy, PA	2,573	96	3.6%
Spooner, WI	2,573	89	11.3%
Abbeville, AL	2,572	83	17.2%
Shallowater, TX	2,573	96	3.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Shallowater, TX