| Index | Shallowater | Texas | National |
| Cost of living | 96 | 92 | 100 |
| Goods & Services | 97 | 96 | 100 |
| Groceries | 97 | 96 | 100 |
| Health care | 91 | 94 | 100 |
| Housing | 100 | 83 | 100 |
| Transportation | 91 | 92 | 100 |
| Utilities | 90 | 104 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $64,783 | $5,399 | $1,512 | $1,944 |
| Renters | $50,417 | $4,201 | $1,176 | $1,513 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Shallowater | National avg. | Difference |
| Haircut | $31.33 | $24.26 | 29.1% |
| Beauty Salon | $55.26 | $45.56 | 21.3% |
| Toothpaste | $3.68 | $3.70 | 0.6% |
| Shampoo | $1.28 | $1.28 | 0.3% |
| Movie | $12.18 | $12.13 | 0.4% |
| Bowling | $22.25 | $18.00 | 23.6% |
| Item | Shallowater | National avg. | Difference |
| Ground Beef | $5.58 | $5.84 | 4.4% |
| Fried Chicken | $1.67 | $1.57 | 6.2% |
| Milk | $4.55 | $4.67 | 2.5% |
| Potatoes | $4.87 | $4.93 | 1.3% |
| Pizza | $13.76 | $12.09 | 13.8% |
| Beer | $10.37 | $10.41 | 0.4% |
| Item | Shallowater | National avg. | Difference |
| Optometrist | $129.03 | $125.68 | 2.7% |
| Doctor | $113.33 | $135.78 | 16.5% |
| Dentist | $109.67 | $113.29 | 3.2% |
| Ibuprofen | $10.27 | $10.65 | 3.6% |
| Lipitor | $497.63 | $468.60 | 6.2% |
| Item | Shallowater | National avg. | Difference |
| Home Price | $184,900.00 | $184,700.00 | 0.1% |
| Avg. Mortgage Payment | $1,909.05 | $2,346.69 | 18.6% |
| Apartment Rent | $931.00 | $949.00 | 1.9% |
| Item | Shallowater | National avg. | Difference |
| Gasoline | $3.26 | $3.46 | 5.9% |
| Tire Balancing | $55.19 | $59.92 | 7.9% |
| Item | Shallowater | National avg. | Difference |
| All Electricity | $189.14 | $193.99 | 2.5% |
| Phone | $207.58 | $192.25 | 8.0% |
| City | Population | Cost of Living Index | National Avg. |
| Anton, TX | 1,211 | 78 | 21.8% |
| New Deal, TX | 1,058 | 82 | 18.2% |
| Abernathy, TX | 3,408 | 84 | 15.7% |
| Smyer, TX | 526 | 85 | 15.4% |
| Lubbock, TX | 257,013 | 92 | 7.7% |
| Shallowater, TX | 2,573 | 96 | 3.7% |
| City | Population | Cost of Living Index | National Avg. |
| Cave City, KY | 2,573 | 80 | 19.7% |
| Belvidere, NJ | 2,573 | 106 | 5.8% |
| Muncy, PA | 2,573 | 96 | 3.6% |
| Spooner, WI | 2,573 | 89 | 11.3% |
| Abbeville, AL | 2,572 | 83 | 17.2% |
| Shallowater, TX | 2,573 | 96 | 3.7% |
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