Cost Of Living in Seward, NE

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Seward	Nebraska	National
Cost of living	96	89	100
Goods & Services	103	96	100
Groceries	97	96	100
Health care	109	98	100
Housing	89	76	100
Transportation	105	100	100
Utilities	81	86	100

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Cost Of Living Quick Facts

The cost of living in Seward is 8% higher than the Nebraska average
The cost of living in Seward is 4% lower than the national average
Seward housing is 11% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,563	$7,880	$2,206	$2,837
Renters	$33,132	$2,761	$773	$994

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Seward, NE, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Seward homeowners, is $94,563. This would allow for a maximum of $2,206 per month to be spent on housing costs. For renters, the median monthly income is $33,132 which would result in a maximum of $773 to be spent on rental costs.

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Goods & Services

Item	Seward	National avg.	Difference
Haircut	$31.00	$24.26	27.8%
Beauty Salon	$45.12	$45.56	1.0%
Toothpaste	$3.71	$3.70	0.1%
Shampoo	$1.35	$1.28	5.4%
Movie	$12.09	$12.13	0.4%
Bowling	$17.47	$18.00	3.0%

Groceries

Item	Seward	National avg.	Difference
Ground Beef	$6.17	$5.84	5.6%
Fried Chicken	$1.37	$1.57	12.7%
Milk	$4.68	$4.67	0.2%
Potatoes	$4.50	$4.93	8.7%
Pizza	$11.23	$12.09	7.1%
Beer	$9.42	$10.41	9.5%

Health Care

Item	Seward	National avg.	Difference
Optometrist	$114.63	$125.68	8.8%
Doctor	$168.72	$135.78	24.3%
Dentist	$118.87	$113.29	4.9%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$483.84	$468.60	3.3%

Housing

Item	Seward	National avg.	Difference
Home Price	$168,300.00	$184,700.00	8.9%
Avg. Mortgage Payment	$1,893.52	$2,346.69	19.3%
Apartment Rent	$808.00	$949.00	14.9%

Transportation

Item	Seward	National avg.	Difference
Gasoline	$3.39	$3.46	2.0%
Tire Balancing	$73.74	$59.92	23.1%

Utilities

Item	Seward	National avg.	Difference
All Electricity	$128.83	$193.99	33.6%
Phone	$201.86	$192.25	5.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tamora, NE	19	99	0.8%
Surprise, NE	48	77	23.4%
Ulysses, NE	162	78	21.7%
Cordova, NE	96	81	19.3%
Bee, NE	210	84	16.3%
Seward, NE	7,210	96	3.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brownsburg-Chatham, QC	7,209	n/a
Lago Vista, TX	7,212	109	9.4%
Neptune Beach, FL	7,214	127	26.9%
Viola, NY	7,205	180	80.4%
Lexington, VA	7,205	104	3.8%
Seward, NE	7,210	96	3.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Seward, NE