Cost Of Living in Sebring, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Sebring	Ohio	National
Cost of living	85	92	100
Goods & Services	92	100	100
Groceries	101	101	100
Health care	95	98	100
Housing	58	73	100
Transportation	98	100	100
Utilities	103	99	100

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Cost Of Living Quick Facts

The cost of living in Sebring is 8% lower than the Ohio average
The cost of living in Sebring is 15% lower than the national average
Sebring housing is 42% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,576	$3,631	$1,017	$1,307
Renters	$33,043	$2,754	$771	$991

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Sebring, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Sebring homeowners, is $43,576. This would allow for a maximum of $1,017 per month to be spent on housing costs. For renters, the median monthly income is $33,043 which would result in a maximum of $771 to be spent on rental costs.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Sebring	National avg.	Difference
Haircut	$23.67	$24.26	2.5%
Beauty Salon	$35.31	$45.56	22.5%
Toothpaste	$3.68	$3.70	0.5%
Shampoo	$1.45	$1.28	13.0%
Movie	$11.60	$12.13	4.4%
Bowling	$18.27	$18.00	1.5%

Groceries

Item	Sebring	National avg.	Difference
Ground Beef	$5.46	$5.84	6.5%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.57	$4.67	2.3%
Potatoes	$5.38	$4.93	9.1%
Pizza	$9.98	$12.09	17.4%
Beer	$10.51	$10.41	1.0%

Health Care

Item	Sebring	National avg.	Difference
Optometrist	$103.58	$125.68	17.6%
Doctor	$119.67	$135.78	11.9%
Dentist	$109.73	$113.29	3.1%
Ibuprofen	$10.73	$10.65	0.7%
Lipitor	$503.65	$468.60	7.5%

Housing

Item	Sebring	National avg.	Difference
Home Price	$87,700.00	$184,700.00	52.5%
Avg. Mortgage Payment	$1,788.16	$2,346.69	23.8%
Apartment Rent	$799.00	$949.00	15.8%

Transportation

Item	Sebring	National avg.	Difference
Gasoline	$3.41	$3.46	1.4%
Tire Balancing	$57.76	$59.92	3.6%

Utilities

Item	Sebring	National avg.	Difference
All Electricity	$205.88	$193.99	6.1%
Phone	$186.78	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
East Rochester, OH	85	101	0.8%
Damascus, OH	286	96	3.8%
Robertsville, OH	299	81	18.9%
Beloit, OH	1,171	82	17.6%
Washingtonville, OH	837	86	13.7%
Sebring, OH	4,213	85	15.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Huber Ridge, OH	4,213	95	5.4%
Hampton, IA	4,212	85	14.6%
Chalfont, PA	4,212	124	24.3%
Bowen Island, BC	4,211	n/a
Pittsfield, IL	4,215	82	18.3%
Sebring, OH	4,213	85	15.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Sebring, OH