Cost of Living in Seabrook, TX

An Overview of Cost of Living in Seabrook, TX

Are you thinking about relocating, but curious about the potential cost of living in Seabrook? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Seabrook stands at 112, making it 12% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs significantly influence the Seabrook cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 42.1%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

What Do Locals Say About the Cost of Living in Seabrook?

The real experts on a city are its residents. That's why we reached out to 11 locals to get their views on the cost of living in Seabrook. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 64% found it budget-friendly with decreasing prices, while 36% said it's simply not affordable as prices have continued to rise.

Is Seabrook Affordable?

Is Seabrook an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Seabrook is 44.6% higher than the national average, while the average monthly rent prices are 36.4% higher than average. The affordability of any location can also be influenced by median income levels. Seabrook has a median household income of $89,885, which is 62.5% higher than the national average.

What Factors can Influence the Cost of Living in Seabrook?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Seabrook comes in at 2.7% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Seabrook, the transportation index stands at 9.6% lower than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Seabrook, the prevailing sales tax rate starts at 6.25%, and income tax rates kick off at 0%.

Where is the Data From?

The cost of living data in Seabrook displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.