A+
11%
Overall NAT. AVG.
2%
Goods & Services NAT. AVG.
34%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Scranton Pennsylvania National
Cost of living8998100
Goods & Services9999100
Groceries9999100
Health care8694100
Housing6691100
Transportation102106100
Utilities105107100

An Overview of Cost of Living in Scranton, PA

Are you thinking about relocating, but curious about the potential cost of living in Scranton? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Scranton stands at 89, making it 11% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

What Do Locals Say About the Cost of Living in Scranton?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 14 locals to understand their opinions on the cost of living in Scranton. The results indicated that 64% found it reasonably priced with decreasing prices of goods and services, while 36% viewed it as quite expensive, with increasing prices.

Is Scranton Affordable?

Is Scranton affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Scranton, for instance, where the median home price falls 42.2% lower than the national average, and monthly rent rates are 16.2% lower than usual. Additionally, median income levels contribute to the equation, with Scranton flaunting a median household income of $41,687, 24.6% lower than the national norm.

What Factors can Influence the Cost of Living in Scranton?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Scranton, healthcare costs are 13.6% lower than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Scranton, the transportation index stands at 1.5% higher than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Scranton, the groceries index is 1.2% lower than the national average.

Where is the Data From?

The Scranton cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Scranton is 9% lower than the Pennsylvania average
  • The cost of living in Scranton is 11% lower than the national average
  • Scranton housing is 34% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Scranton

See all the best places to live around Scranton

Compare Scranton, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,188$5,182$1,451$1,866
      Renters$29,191$2,433$681$876
      A good way to judge both the affordability of the housing and the cost of living in Scranton is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Scranton has a median income of about $62,188 for people who own homes. Based on that number, a maximum of $1,451 should be spent on expenses related to housing. Renters have a slightly different median income, which is $29,191. Based on this average, renters should spend no more than $681 on all rental costs if they want to maintain a non-impoverished standard of living.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Scranton National avg. Difference
      Haircut $25.33$24.264.4%
      Beauty Salon $32.67$45.5628.3%
      Toothpaste $3.80$3.702.7%
      Shampoo $1.41$1.2810.1%
      Movie $10.00$12.1317.6%
      Bowling $15.45$18.0014.2%

      Groceries

      Item Scranton National avg. Difference
      Ground Beef $6.36$5.849.0%
      Fried Chicken $1.54$1.572.1%
      Milk $4.68$4.670.1%
      Potatoes $5.29$4.937.3%
      Pizza $11.60$12.094.0%
      Beer $11.68$10.4112.2%

      Health Care

      Item Scranton National avg. Difference
      Optometrist $72.00$125.6842.7%
      Doctor $93.33$135.7831.3%
      Dentist $108.18$113.294.5%
      Ibuprofen $10.79$10.651.3%
      Lipitor $479.33$468.602.3%

      Housing

      Item Scranton National avg. Difference
      Home Price $106,700.00$184,700.0042.2%
      Avg. Mortgage Payment $1,416.51$2,346.6939.6%
      Apartment Rent $795.00$949.0016.2%

      Transportation

      Item Scranton National avg. Difference
      Gasoline $3.68$3.466.4%
      Tire Balancing $53.74$59.9210.3%

      Utilities

      Item Scranton National avg. Difference
      All Electricity $207.13$193.996.8%
      Phone $195.27$192.251.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eagle Lake, PA0990.8%
      Plymouth, PA5,7808415.8%
      Ashley, PA2,7368515.5%
      Luzerne, PA2,8068613.9%
      Wilkes-Barre, PA40,8058613.9%
      Scranton, PA76,9978910.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Warner Robins, GA76,967909.6%
      Racine, WI76,893927.9%
      Cedar Park, TX77,18111717.0%
      Kendall, FL77,22813231.8%
      Layton, UT77,26811212.1%
      Scranton, PA76,9978910.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.