Cost Of Living in Saratoga, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Saratoga	Indiana	National
Cost of living	80	90	100
Goods & Services	96	94	100
Groceries	96	98	100
Health care	96	96	100
Housing	38	72	100
Transportation	95	95	100
Utilities	113	107	100

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Cost Of Living Quick Facts

The cost of living in Saratoga is 11% lower than the Indiana average
The cost of living in Saratoga is 20% lower than the national average
Saratoga housing is 62% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,583	$4,549	$1,274	$1,638
Renters	$30,781	$2,565	$718	$924

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	Saratoga	National avg.	Difference
Haircut	$16.50	$24.26	32.0%
Beauty Salon	$30.94	$45.56	32.1%
Toothpaste	$3.69	$3.70	0.4%
Shampoo	$1.30	$1.28	1.1%
Movie	$11.69	$12.13	3.6%
Bowling	$11.24	$18.00	37.6%

Groceries

Item	Saratoga	National avg.	Difference
Ground Beef	$5.74	$5.84	1.8%
Fried Chicken	$1.39	$1.57	11.7%
Milk	$4.59	$4.67	1.8%
Potatoes	$4.88	$4.93	1.0%
Pizza	$12.18	$12.09	0.8%
Beer	$9.64	$10.41	7.4%

Health Care

Item	Saratoga	National avg.	Difference
Optometrist	$138.77	$125.68	10.4%
Doctor	$101.43	$135.78	25.3%
Dentist	$122.83	$113.29	8.4%
Ibuprofen	$10.19	$10.65	4.3%
Lipitor	$475.45	$468.60	1.5%

Housing

Item	Saratoga	National avg.	Difference
Home Price	$48,300.00	$184,700.00	73.8%
Avg. Mortgage Payment	$1,324.56	$2,346.69	43.6%
Apartment Rent	$625.00	$949.00	34.1%

Transportation

Item	Saratoga	National avg.	Difference
Gasoline	$3.51	$3.46	1.4%
Tire Balancing	$47.59	$59.92	20.6%

Utilities

Item	Saratoga	National avg.	Difference
All Electricity	$236.28	$193.99	21.8%
Phone	$189.86	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ridgeville, IN	554	80	20.3%
Union City, OH	1,660	76	24.5%
New Weston, OH	67	76	23.5%
Union City, IN	3,385	77	23.5%
Palestine, OH	252	77	23.3%
Saratoga, IN	252	80	19.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anderson, AL	252	88	12.4%
Carolina, AL	252	85	14.9%
Geiger, AL	252	79	20.8%
Waverly, AL	252	102	2.1%
O'Kean, AR	252	77	23.3%
Saratoga, IN	252	80	19.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Saratoga, IN