| Index | Santa Cruz | New Mexico | National |
| Cost of living | 94 | 93 | 100 |
| Goods & Services | 100 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 96 | 97 | 100 |
| Housing | 85 | 86 | 100 |
| Transportation | 93 | 95 | 100 |
| Utilities | 99 | 90 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $30,625 | $2,552 | $715 | $919 |
| Renters | $30,104 | $2,509 | $702 | $903 |
| State | General Sales Tax | With Max Surtax |
| New Mexico | 5% | 8.688% |
| State | Income Tax (Low) | Income Tax (High) |
| New Mexico | 1.7% | 5.9% |
| Item | Santa Cruz | National avg. | Difference |
| Haircut | $31.90 | $24.26 | 31.5% |
| Beauty Salon | $50.83 | $45.56 | 11.6% |
| Toothpaste | $3.62 | $3.70 | 2.3% |
| Shampoo | $1.15 | $1.28 | 10.5% |
| Movie | $12.54 | $12.13 | 3.3% |
| Bowling | $20.89 | $18.00 | 16.1% |
| Item | Santa Cruz | National avg. | Difference |
| Ground Beef | $5.11 | $5.84 | 12.5% |
| Fried Chicken | $1.32 | $1.57 | 16.1% |
| Milk | $4.63 | $4.67 | 1.0% |
| Potatoes | $4.18 | $4.93 | 15.3% |
| Pizza | $13.42 | $12.09 | 11.0% |
| Beer | $11.07 | $10.41 | 6.4% |
| Item | Santa Cruz | National avg. | Difference |
| Optometrist | $136.89 | $125.68 | 8.9% |
| Doctor | $134.17 | $135.78 | 1.2% |
| Dentist | $111.42 | $113.29 | 1.7% |
| Ibuprofen | $10.43 | $10.65 | 2.1% |
| Lipitor | $380.06 | $468.60 | 18.9% |
| Item | Santa Cruz | National avg. | Difference |
| Home Price | $181,300.00 | $184,700.00 | 1.8% |
| Avg. Mortgage Payment | $1,905.97 | $2,346.69 | 18.8% |
| Apartment Rent | $516.00 | $949.00 | 45.6% |
| Item | Santa Cruz | National avg. | Difference |
| Gasoline | $3.50 | $3.46 | 1.1% |
| Tire Balancing | $43.87 | $59.92 | 26.8% |
| Item | Santa Cruz | National avg. | Difference |
| All Electricity | $191.24 | $193.99 | 1.4% |
| Phone | $190.51 | $192.25 | 0.9% |
| City | Population | Cost of Living Index | National Avg. |
| Canova, NM | 575 | 98 | 2.1% |
| El Duende, NM | 681 | 98 | 2.1% |
| Cordova, NM | 553 | 98 | 2.1% |
| Lyden, NM | 206 | 98 | 2.1% |
| Velarde, NM | 189 | 98 | 2.1% |
| Santa Cruz, NM | 193 | 94 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Russian Mission, AK | 193 | 98 | 2.2% |
| Rackerby, CA | 193 | 118 | 18.0% |
| Grand River, IA | 193 | 74 | 25.5% |
| Oakford, IL | 193 | 81 | 18.7% |
| Severy, KS | 193 | 73 | 27.0% |
| Santa Cruz, NM | 193 | 94 | 5.9% |
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