Cost of Living in Royal Pines, NC

Get crime, demographics and other data for any address in Royal Pines, NC
B-
14%
Overall NAT. AVG.
0%
Goods & Services NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Royal Pines North Carolina National
Cost of living11494100
Goods & Services10098100
Groceries9898100
Health care110108100
Housing14685100
Transportation9292100
Utilities10894100
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Cost Of Living Quick Facts

  • The cost of living in Royal Pines is 21% higher than the North Carolina average
  • The cost of living in Royal Pines is 14% higher than the national average
  • Royal Pines housing is 46% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Royal Pines

30 km
30 mi
+−
Royal Pines Your current location Population: 4,499 B- Fruitland City: 7.4mi / 11.8km away Population: 2,216 A+ Gerton City: 8.5mi / 13.7km away Population: 258 A+ Swannanoa City: 10.6mi / 17.1km away Population: 4,360 A+ Balfour City: 8.7mi / 14.1km away Population: 1,177 A+ Edneyville City: 10.8mi / 17.4km away Population: 2,782 A+ Mountain Home City: 7.5mi / 12.0km away Population: 4,352 A- Black Mountain City: 13.6mi / 21.9km away Population: 8,177 B+ Avery Creek City: 4.0mi / 6.5km away Population: 3,256 B Fletcher City: 3.2mi / 5.1km away Population: 8,287 B Asheville City: 7.0mi / 11.2km away Population: 92,328 B Mills River City: 8.3mi / 13.3km away Population: 7,319 B Hoopers Creek City: 4.4mi / 7.1km away Population: 1,392 B- Bent Creek City: 6.8mi / 11.0km away Population: 1,652 C+ Biltmore Forest City: 4.4mi / 7.0km away Population: 1,679 F
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Compare Royal Pines, NC Cost of Living

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      The best places in North Carolina

      Here are the best places to live in North CarolinaSee the best places to live in Royal PinesSafest Cities In The USThese are the largest cities in North Carolina

      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$90,179$7,515$2,104$2,706
          Renters$51,286$4,274$1,197$1,539
          The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Royal Pines, NC, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Royal Pines, homeowners have a median income of $90,179. Using that number, a maximum of $2,104 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $51,286, which means there is a maximum of $1,197 to be spent on the costs of renting a home or apartment.

          North Carolina Sales Tax

          State General Sales Tax With Max Surtax
          North Carolina 4.75% 7.5%

          North Carolina Income Tax

          State Income Tax (Low) Income Tax (High)
          North Carolina 4.75% 4.75%

          Goods & Services

          Item Royal Pines National avg. Difference
          Haircut $28.00$24.2615.4%
          Beauty Salon $48.22$45.565.8%
          Toothpaste $3.80$3.702.6%
          Shampoo $1.33$1.283.6%
          Movie $13.07$12.137.7%
          Bowling $15.89$18.0011.7%

          Groceries

          Item Royal Pines National avg. Difference
          Ground Beef $6.47$5.8410.7%
          Fried Chicken $1.46$1.577.0%
          Milk $4.61$4.671.3%
          Potatoes $5.27$4.936.7%
          Pizza $10.44$12.0913.6%
          Beer $10.44$10.410.3%

          Health Care

          Item Royal Pines National avg. Difference
          Optometrist $155.11$125.6823.4%
          Doctor $166.73$135.7822.8%
          Dentist $113.89$113.290.5%
          Ibuprofen $10.57$10.650.7%
          Lipitor $509.86$468.608.8%

          Housing

          Item Royal Pines National avg. Difference
          Home Price $292,900.00$184,700.0058.6%
          Avg. Mortgage Payment $2,256.40$2,346.693.8%
          Apartment Rent $1,100.00$949.0015.9%

          Transportation

          Item Royal Pines National avg. Difference
          Gasoline $3.29$3.465.0%
          Tire Balancing $49.99$59.9216.6%

          Utilities

          Item Royal Pines National avg. Difference
          All Electricity $221.84$193.9914.4%
          Phone $186.82$192.252.8%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Flat Rock CDP, NC1,4358415.8%
          Fruitland, NC2,2168614.0%
          Swannanoa, NC4,360937.3%
          Barker Heights, NC1,289946.1%
          East Flat Rock, NC6,108955.1%
          Royal Pines, NC4,49911413.6%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Louisburg, KS4,499981.9%
          Benton, KY4,498927.8%
          New Roads, LA4,500928.1%
          Poplar Grove, IL4,4971000.3%
          Smithville, TX4,501936.9%
          Royal Pines, NC4,49911413.6%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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