A+
0%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
1%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Rosenberg Texas National
Cost of living10092100
Goods & Services10196100
Groceries10096100
Health care9494100
Housing10183100
Transportation9092100
Utilities103104100

An Overview of Cost of Living in Rosenberg, TX

Are you thinking about relocating, but curious about the potential cost of living in Rosenberg? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Rosenberg stands at 100, making it 0% equal to the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Rosenberg closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Rosenberg can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Rosenberg Affordable?

Is Rosenberg an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Rosenberg is 6.4% lower than the national average, while the average monthly rent prices are 18.5% higher than average. The affordability of any location can also be influenced by median income levels. Rosenberg has a median household income of $58,633, which is 6% higher than the national average.

What Factors can Influence the Cost of Living in Rosenberg?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Rosenberg, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.

Where is the Data From?

The Rosenberg cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

New Real Estate Listings in Rosenberg Area
Search Homes for Sale in Rosenberg, TX

Cost Of Living Quick Facts

  • The cost of living in Rosenberg is 8% higher than the Texas average
  • The cost of living in Rosenberg is equal to the national average
  • Rosenberg housing is 1% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Rosenberg

See all the best places to live around Rosenberg

Compare Rosenberg, TX Cost of Living

      vs
      How would you rate the cost of living in Rosenberg?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Rosenberg?
      Write a review to give others more information about this area.
      See all Rosenberg poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,202$6,684$1,871$2,406
      Renters$41,203$3,434$961$1,236
      To approximate the cost of living and the housing affordability in Rosenberg, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Rosenberg have a median income of $80,202. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,871 per month to avoid calamity and poverty. The renters in the city have an income of about $41,203, which would make their monthly maximum allowable rental costs $961.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Rosenberg National avg. Difference
      Haircut $20.33$24.2616.2%
      Beauty Salon $47.38$45.564.0%
      Toothpaste $3.48$3.706.1%
      Shampoo $1.22$1.285.0%
      Movie $12.19$12.130.4%
      Bowling $15.83$18.0012.0%

      Groceries

      Item Rosenberg National avg. Difference
      Ground Beef $5.25$5.8410.1%
      Fried Chicken $1.61$1.572.4%
      Milk $4.55$4.672.5%
      Potatoes $5.00$4.931.4%
      Pizza $11.82$12.092.2%
      Beer $10.38$10.410.3%

      Health Care

      Item Rosenberg National avg. Difference
      Optometrist $125.98$125.680.2%
      Doctor $90.89$135.7833.1%
      Dentist $108.10$113.294.6%
      Ibuprofen $10.46$10.651.8%
      Lipitor $503.40$468.607.4%

      Housing

      Item Rosenberg National avg. Difference
      Home Price $172,900.00$184,700.006.4%
      Avg. Mortgage Payment $2,055.86$2,346.6912.4%
      Apartment Rent $1,125.00$949.0018.5%

      Transportation

      Item Rosenberg National avg. Difference
      Gasoline $3.14$3.469.1%
      Tire Balancing $56.62$59.925.5%

      Utilities

      Item Rosenberg National avg. Difference
      All Electricity $233.43$193.9920.3%
      Phone $208.71$192.258.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wallis, TX1,7558514.8%
      Kendleton, TX3278811.9%
      Fairchilds, TX712919.1%
      Orchard, TX166928.5%
      Needville, TX3,113963.7%
      Rosenberg, TX37,8161000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hanover Park, IL37,8111098.7%
      Atlantic City, NJ37,793981.5%
      Fort Lee, NJ37,84314140.8%
      Egypt Lake-Leto, FL37,775991.3%
      Clinton, MD37,76512828.4%
      Rosenberg, TX37,8161000.4%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.