Cost Of Living in Ripon, WI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ripon	Wisconsin	National
Cost of living	90	96	100
Goods & Services	96	97	100
Groceries	99	99	100
Health care	114	112	100
Housing	69	88	100
Transportation	100	98	100
Utilities	105	102	100

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Cost Of Living Quick Facts

The cost of living in Ripon is 6% lower than the Wisconsin average
The cost of living in Ripon is 10% lower than the national average
Ripon housing is 31% lower than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,976	$5,415	$1,516	$1,949
Renters	$26,631	$2,219	$621	$799

A good way to judge both the affordability of the housing and the cost of living in Ripon is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ripon has a median income of about $64,976 for people who own homes. Based on that number, a maximum of $1,516 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,631. Based on this average, renters should spend no more than $621 on all rental costs if they want to maintain a non-impoverished standard of living.

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Goods & Services

Item	Ripon	National avg.	Difference
Haircut	$22.50	$24.26	7.3%
Beauty Salon	$28.50	$45.56	37.4%
Toothpaste	$3.72	$3.70	0.5%
Shampoo	$1.20	$1.28	6.6%
Movie	$8.75	$12.13	27.9%
Bowling	$12.11	$18.00	32.7%

Groceries

Item	Ripon	National avg.	Difference
Ground Beef	$5.64	$5.84	3.5%
Fried Chicken	$1.43	$1.57	9.1%
Milk	$4.72	$4.67	1.0%
Potatoes	$4.45	$4.93	9.8%
Pizza	$10.22	$12.09	15.4%
Beer	$8.71	$10.41	16.3%

Health Care

Item	Ripon	National avg.	Difference
Optometrist	$121.64	$125.68	3.2%
Doctor	$216.44	$135.78	59.4%
Dentist	$102.10	$113.29	9.9%
Ibuprofen	$10.42	$10.65	2.2%
Lipitor	$499.62	$468.60	6.6%

Housing

Item	Ripon	National avg.	Difference
Home Price	$121,800.00	$184,700.00	34.1%
Avg. Mortgage Payment	$1,582.08	$2,346.69	32.6%
Apartment Rent	$737.00	$949.00	22.3%

Transportation

Item	Ripon	National avg.	Difference
Gasoline	$3.26	$3.46	5.9%
Tire Balancing	$69.15	$59.92	15.4%

Utilities

Item	Ripon	National avg.	Difference
All Electricity	$212.47	$193.99	9.5%
Phone	$185.94	$192.25	3.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Redgranite, WI	2,129	83	16.9%
Princeton, WI	1,194	86	14.3%
Lohrville, WI	400	87	13.0%
Kingston, WI	364	89	11.4%
Markesan, WI	1,313	89	10.9%
Ripon, WI	7,802	90	9.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kenai, AK	7,799	118	18.3%
Houghton, MI	7,805	93	6.6%
Puslinch, ON	7,805	n/a
Odessa, FL	7,808	117	16.8%
Bellwood, VA	7,808	97	3.1%
Ripon, WI	7,802	90	9.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ripon, WI