Cost Of Living in Oxford, VA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oxford	Richmond	Virginia
Cost of living	119	108	109
Goods & Services	100	100	100
Groceries	101	101	101
Health care	96	96	99
Housing	162	126	130
Transportation	100	100	95
Utilities	105	105	104

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Cost Of Living Quick Facts

The cost of living in Oxford is 9% higher than the Richmond average
The cost of living in Oxford is 19% higher than the national average
Oxford housing is 62% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$87,925	$7,327	$2,051	$2,638

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Goods & Services

Item	Richmond	National avg.	Difference
Haircut	$20.00	$24.26	17.6%
Beauty Salon	$54.17	$45.56	18.9%
Toothpaste	$3.72	$3.70	0.5%
Shampoo	$1.26	$1.28	1.3%
Movie	$13.31	$12.13	9.7%
Bowling	$24.17	$18.00	34.3%

Groceries

Item	Richmond	National avg.	Difference
Ground Beef	$5.54	$5.84	5.2%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.63	$4.67	1.0%
Potatoes	$5.27	$4.93	6.8%
Pizza	$12.72	$12.09	5.3%
Beer	$10.64	$10.41	2.2%

Health Care

Item	Richmond	National avg.	Difference
Optometrist	$95.44	$125.68	24.1%
Doctor	$122.83	$135.78	9.5%
Dentist	$109.67	$113.29	3.2%
Ibuprofen	$10.76	$10.65	1.0%
Lipitor	$489.65	$468.60	4.5%

Housing

Item	Richmond	National avg.	Difference
Home Price	$244,200.00	$184,700.00	32.2%
Avg. Mortgage Payment	$2,083.79	$2,346.69	11.2%
Apartment Rent	$1,070.00	$949.00	12.8%

Transportation

Item	Richmond	National avg.	Difference
Gasoline	$3.27	$3.46	5.5%
Tire Balancing	$60.00	$59.92	0.1%

Utilities

Item	Richmond	National avg.	Difference
All Electricity	$227.22	$193.99	17.1%
Phone	$185.33	$192.25	3.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Montrose, VA	7,639	94	6.2%
Bensley, VA	6,044	96	4.0%
Bellwood, VA	7,808	97	3.1%
Sandston, VA	6,833	97	2.7%
Highland Springs, VA	15,000	98	2.0%
Richmond, VA	229,233	108	8.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Boise, ID	228,057	114	14.0%
Windsor, ON	230,583	n/a
Hialeah, FL	233,876	114	13.6%
Fremont, CA	234,829	219	118.7%
Richmond, BC	222,489	n/a
Richmond, VA	229,233	108	8.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Oxford, Richmond, VA