Cost Of Living in Ray City, GA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ray City	Georgia	National
Cost of living	86	93	100
Goods & Services	97	97	100
Groceries	96	98	100
Health care	98	100	100
Housing	65	86	100
Transportation	93	94	100
Utilities	90	86	100

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Cost Of Living Quick Facts

The cost of living in Ray City is 7% lower than the Georgia average
The cost of living in Ray City is 14% lower than the national average
Ray City housing is 35% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,886	$5,407	$1,514	$1,947
Renters	$30,526	$2,544	$712	$916

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Goods & Services

Item	Ray City	National avg.	Difference
Haircut	$19.97	$24.26	17.7%
Beauty Salon	$52.72	$45.56	15.7%
Toothpaste	$3.70	$3.70	0.0%
Shampoo	$1.01	$1.28	20.9%
Movie	$12.00	$12.13	1.1%
Bowling	$10.00	$18.00	44.4%

Groceries

Item	Ray City	National avg.	Difference
Ground Beef	$6.00	$5.84	2.7%
Fried Chicken	$1.43	$1.57	9.3%
Milk	$4.49	$4.67	3.9%
Potatoes	$5.52	$4.93	11.9%
Pizza	$12.16	$12.09	0.6%
Beer	$9.84	$10.41	5.5%

Health Care

Item	Ray City	National avg.	Difference
Optometrist	$120.50	$125.68	4.1%
Doctor	$118.67	$135.78	12.6%
Dentist	$115.95	$113.29	2.3%
Ibuprofen	$10.04	$10.65	5.8%
Lipitor	$530.12	$468.60	13.1%

Housing

Item	Ray City	National avg.	Difference
Home Price	$109,600.00	$184,700.00	40.7%
Avg. Mortgage Payment	$1,961.97	$2,346.69	16.4%
Apartment Rent	$735.00	$949.00	22.6%

Transportation

Item	Ray City	National avg.	Difference
Gasoline	$3.28	$3.46	5.3%
Tire Balancing	$53.83	$59.92	10.2%

Utilities

Item	Ray City	National avg.	Difference
All Electricity	$164.25	$193.99	15.3%
Phone	$190.47	$192.25	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sparks, GA	2,372	81	19.1%
Nashville, GA	4,820	82	18.4%
Cecil, GA	288	83	17.5%
Adel, GA	5,297	85	15.2%
Lakeland, GA	3,303	85	15.1%
Ray City, GA	1,090	86	13.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rochelle, GA	1,090	82	18.4%
Buffalo, IA	1,090	88	12.1%
Minier, IL	1,090	91	8.6%
Horine, MO	1,090	81	19.0%
Hillsboro, MS	1,090	73	26.7%
Ray City, GA	1,090	86	13.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ray City, GA