| Index | Proctor | Minnesota | National |
| Cost of living | 96 | 99 | 100 |
| Goods & Services | 109 | 100 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 124 | 109 | 100 |
| Housing | 78 | 100 | 100 |
| Transportation | 99 | 97 | 100 |
| Utilities | 93 | 93 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $85,250 | $7,104 | $1,989 | $2,558 |
| Renters | $21,667 | $1,806 | $506 | $650 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| Item | Proctor | National avg. | Difference |
| Haircut | $27.97 | $24.26 | 15.3% |
| Beauty Salon | $37.17 | $45.56 | 18.4% |
| Toothpaste | $3.62 | $3.70 | 2.2% |
| Shampoo | $1.52 | $1.28 | 18.6% |
| Movie | $11.24 | $12.13 | 7.4% |
| Bowling | $26.39 | $18.00 | 46.6% |
| Item | Proctor | National avg. | Difference |
| Ground Beef | $5.75 | $5.84 | 1.5% |
| Fried Chicken | $1.35 | $1.57 | 13.9% |
| Milk | $4.58 | $4.67 | 2.0% |
| Potatoes | $4.86 | $4.93 | 1.4% |
| Pizza | $13.07 | $12.09 | 8.2% |
| Beer | $9.52 | $10.41 | 8.5% |
| Item | Proctor | National avg. | Difference |
| Optometrist | $109.94 | $125.68 | 12.5% |
| Doctor | $162.98 | $135.78 | 20.0% |
| Dentist | $96.90 | $113.29 | 14.5% |
| Ibuprofen | $10.88 | $10.65 | 2.1% |
| Lipitor | $492.95 | $468.60 | 5.2% |
| Item | Proctor | National avg. | Difference |
| Home Price | $160,900.00 | $184,700.00 | 12.9% |
| Avg. Mortgage Payment | $1,954.72 | $2,346.69 | 16.7% |
| Apartment Rent | $533.00 | $949.00 | 43.8% |
| Item | Proctor | National avg. | Difference |
| Gasoline | $3.31 | $3.46 | 4.3% |
| Tire Balancing | $61.97 | $59.92 | 3.4% |
| Item | Proctor | National avg. | Difference |
| All Electricity | $175.69 | $193.99 | 9.4% |
| Phone | $188.55 | $192.25 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Superior, WI | 26,260 | 94 | 5.6% |
| Carlton, MN | 1,006 | 97 | 3.4% |
| Oliver, WI | 278 | 97 | 2.7% |
| Cloquet, MN | 11,994 | 99 | 1.5% |
| Wrenshall, MN | 459 | 100 | 0.2% |
| Proctor, MN | 3,039 | 96 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Montezuma, GA | 3,039 | 84 | 16.3% |
| South Pittsburg, TN | 3,038 | 80 | 19.8% |
| Marin City, CA | 3,040 | 201 | 101.1% |
| Beechwood Trails, OH | 3,040 | 105 | 5.5% |
| Belchertown, MA | 3,037 | 113 | 13.3% |
| Proctor, MN | 3,039 | 96 | 3.8% |
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