| Index | Phillipsburg | Ohio | National |
| Cost of living | 88 | 92 | 100 |
| Goods & Services | 100 | 100 | 100 |
| Groceries | 101 | 101 | 100 |
| Health care | 107 | 98 | 100 |
| Housing | 58 | 73 | 100 |
| Transportation | 95 | 100 | 100 |
| Utilities | 102 | 99 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $58,125 | $4,844 | $1,356 | $1,744 |
| Renters | $50,833 | $4,236 | $1,186 | $1,525 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| Item | Phillipsburg | National avg. | Difference |
| Haircut | $21.00 | $24.26 | 13.4% |
| Beauty Salon | $43.31 | $45.56 | 4.9% |
| Toothpaste | $3.57 | $3.70 | 3.5% |
| Shampoo | $1.30 | $1.28 | 1.5% |
| Movie | $12.84 | $12.13 | 5.8% |
| Bowling | $16.32 | $18.00 | 9.3% |
| Item | Phillipsburg | National avg. | Difference |
| Ground Beef | $6.04 | $5.84 | 3.4% |
| Fried Chicken | $1.69 | $1.57 | 7.2% |
| Milk | $4.78 | $4.67 | 2.2% |
| Potatoes | $5.19 | $4.93 | 5.1% |
| Pizza | $13.11 | $12.09 | 8.5% |
| Beer | $10.57 | $10.41 | 1.6% |
| Item | Phillipsburg | National avg. | Difference |
| Optometrist | $108.50 | $125.68 | 13.7% |
| Doctor | $152.25 | $135.78 | 12.1% |
| Dentist | $122.07 | $113.29 | 7.7% |
| Ibuprofen | $10.62 | $10.65 | 0.3% |
| Lipitor | $511.48 | $468.60 | 9.2% |
| Item | Phillipsburg | National avg. | Difference |
| Home Price | $79,600.00 | $184,700.00 | 56.9% |
| Avg. Mortgage Payment | $1,810.14 | $2,346.69 | 22.9% |
| Apartment Rent | $888.00 | $949.00 | 6.4% |
| Item | Phillipsburg | National avg. | Difference |
| Gasoline | $3.24 | $3.46 | 6.3% |
| Tire Balancing | $58.06 | $59.92 | 3.1% |
| Item | Phillipsburg | National avg. | Difference |
| All Electricity | $202.76 | $193.99 | 4.5% |
| Phone | $186.57 | $192.25 | 3.0% |
| City | Population | Cost of Living Index | National Avg. |
| Drexel, OH | 2,320 | 82 | 18.4% |
| Dayton, OH | 140,444 | 85 | 15.2% |
| Trotwood, OH | 24,410 | 86 | 14.1% |
| Casstown, OH | 209 | 86 | 13.9% |
| Ithaca, OH | 114 | 81 | 19.4% |
| Phillipsburg, OH | 432 | 88 | 12.5% |
| City | Population | Cost of Living Index | National Avg. |
| Oak Grove, AR | 432 | 84 | 15.7% |
| Pioneer, LA | 432 | 77 | 22.9% |
| Kellogg, MN | 432 | 93 | 7.0% |
| Freeville, NY | 432 | 96 | 3.8% |
| Drummond, OK | 432 | 94 | 5.7% |
| Phillipsburg, OH | 432 | 88 | 12.5% |
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