A+
16%
Overall NAT. AVG.
4%
Goods & Services NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Paulding Ohio National
Cost of living8492100
Goods & Services96100100
Groceries101101100
Health care9698100
Housing5173100
Transportation98100100
Utilities10299100

Cost Of Living Quick Facts

  • The cost of living in Paulding is 9% lower than the Ohio average
  • The cost of living in Paulding is 16% lower than the national average
  • Paulding housing is 49% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Paulding

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Compare Paulding, OH Cost of Living

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      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$56,829$4,736$1,326$1,705
          Renters$24,191$2,016$564$726
          A good way to judge both the affordability of the housing and the cost of living in Paulding is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Paulding has a median income of about $56,829 for people who own homes. Based on that number, a maximum of $1,326 should be spent on expenses related to housing. Renters have a slightly different median income, which is $24,191. Based on this average, renters should spend no more than $564 on all rental costs if they want to maintain a non-impoverished standard of living.

          Ohio Sales Tax

          State General Sales Tax With Max Surtax
          Ohio 5.75% 8%

          Ohio Income Tax

          State Income Tax (Low) Income Tax (High)
          Ohio 2.76% 3.99%

          Goods & Services

          Item Paulding National avg. Difference
          Haircut $26.22$24.268.1%
          Beauty Salon $33.78$45.5625.9%
          Toothpaste $3.63$3.702.0%
          Shampoo $1.32$1.283.3%
          Movie $12.75$12.135.1%
          Bowling $16.72$18.007.1%

          Groceries

          Item Paulding National avg. Difference
          Ground Beef $6.10$5.844.4%
          Fried Chicken $1.64$1.574.1%
          Milk $4.74$4.671.5%
          Potatoes $5.08$4.933.0%
          Pizza $12.79$12.095.8%
          Beer $10.06$10.413.3%

          Health Care

          Item Paulding National avg. Difference
          Optometrist $104.30$125.6817.0%
          Doctor $119.61$135.7811.9%
          Dentist $110.00$113.292.9%
          Ibuprofen $10.59$10.650.6%
          Lipitor $528.19$468.6012.7%

          Housing

          Item Paulding National avg. Difference
          Home Price $81,200.00$184,700.0056.0%
          Avg. Mortgage Payment $1,635.69$2,346.6930.3%
          Apartment Rent $640.00$949.0032.6%

          Transportation

          Item Paulding National avg. Difference
          Gasoline $3.35$3.463.2%
          Tire Balancing $59.65$59.920.5%

          Utilities

          Item Paulding National avg. Difference
          All Electricity $197.87$193.992.0%
          Phone $192.69$192.250.2%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Haviland, OH2588019.6%
          Scott, OH2688119.4%
          Cecil, OH1528119.3%
          Melrose, OH3588613.6%
          Cloverdale, OH1678712.6%
          Paulding, OH3,6538416.2%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Powassan, ON3,653n/a 
          Lake of the Woods, AZ3,6521021.9%
          Oglesby, IL3,6528317.1%
          Atholville, NB3,652n/a 
          Melrose, MN3,651973.1%
          Paulding, OH3,6538416.2%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.