Cost Of Living in Paulding, OH

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16%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Paulding	Ohio	National
Cost of living	84	92	100
Goods & Services	96	100	100
Groceries	101	101	100
Health care	96	98	100
Housing	51	73	100
Transportation	98	100	100
Utilities	102	99	100

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Cost Of Living Quick Facts

The cost of living in Paulding is 9% lower than the Ohio average
The cost of living in Paulding is 16% lower than the national average
Paulding housing is 49% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,829	$4,736	$1,326	$1,705
Renters	$24,191	$2,016	$564	$726

A good way to judge both the affordability of the housing and the cost of living in Paulding is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Paulding has a median income of about $56,829 for people who own homes. Based on that number, a maximum of $1,326 should be spent on expenses related to housing. Renters have a slightly different median income, which is $24,191. Based on this average, renters should spend no more than $564 on all rental costs if they want to maintain a non-impoverished standard of living.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Paulding	National avg.	Difference
Haircut	$26.22	$24.26	8.1%
Beauty Salon	$33.78	$45.56	25.9%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.32	$1.28	3.3%
Movie	$12.75	$12.13	5.1%
Bowling	$16.72	$18.00	7.1%

Groceries

Item	Paulding	National avg.	Difference
Ground Beef	$6.10	$5.84	4.4%
Fried Chicken	$1.64	$1.57	4.1%
Milk	$4.74	$4.67	1.5%
Potatoes	$5.08	$4.93	3.0%
Pizza	$12.79	$12.09	5.8%
Beer	$10.06	$10.41	3.3%

Health Care

Item	Paulding	National avg.	Difference
Optometrist	$104.30	$125.68	17.0%
Doctor	$119.61	$135.78	11.9%
Dentist	$110.00	$113.29	2.9%
Ibuprofen	$10.59	$10.65	0.6%
Lipitor	$528.19	$468.60	12.7%

Housing

Item	Paulding	National avg.	Difference
Home Price	$81,200.00	$184,700.00	56.0%
Avg. Mortgage Payment	$1,635.69	$2,346.69	30.3%
Apartment Rent	$640.00	$949.00	32.6%

Transportation

Item	Paulding	National avg.	Difference
Gasoline	$3.35	$3.46	3.2%
Tire Balancing	$59.65	$59.92	0.5%

Utilities

Item	Paulding	National avg.	Difference
All Electricity	$197.87	$193.99	2.0%
Phone	$192.69	$192.25	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Haviland, OH	258	80	19.6%
Scott, OH	268	81	19.4%
Cecil, OH	152	81	19.3%
Melrose, OH	358	86	13.6%
Cloverdale, OH	167	87	12.6%
Paulding, OH	3,653	84	16.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Powassan, ON	3,653	n/a
Lake of the Woods, AZ	3,652	102	1.9%
Oglesby, IL	3,652	83	17.1%
Atholville, NB	3,652	n/a
Melrose, MN	3,651	97	3.1%
Paulding, OH	3,653	84	16.2%