Cost Of Living in Oxford, AR

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oxford	Arkansas	National
Cost of living	78	86	100
Goods & Services	95	98	100
Groceries	95	95	100
Health care	77	88	100
Housing	46	65	100
Transportation	88	90	100
Utilities	89	92	100

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Cost Of Living Quick Facts

The cost of living in Oxford is 9% lower than the Arkansas average
The cost of living in Oxford is 22% lower than the national average
Oxford housing is 54% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$41,250	$3,438	$962	$1,238
Renters	$60,197	$5,016	$1,405	$1,806

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Goods & Services

Item	Oxford	National avg.	Difference
Haircut	$22.59	$24.26	6.9%
Beauty Salon	$43.68	$45.56	4.1%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.06	$1.28	17.4%
Movie	$13.11	$12.13	8.1%
Bowling	$14.38	$18.00	20.1%

Groceries

Item	Oxford	National avg.	Difference
Ground Beef	$5.34	$5.84	8.5%
Fried Chicken	$1.38	$1.57	12.4%
Milk	$4.52	$4.67	3.3%
Potatoes	$5.34	$4.93	8.3%
Pizza	$11.64	$12.09	3.7%
Beer	$10.04	$10.41	3.6%

Health Care

Item	Oxford	National avg.	Difference
Optometrist	$113.05	$125.68	10.1%
Doctor	$121.20	$135.78	10.7%
Dentist	$93.91	$113.29	17.1%
Ibuprofen	$10.17	$10.65	4.5%
Lipitor	$454.83	$468.60	2.9%

Housing

Item	Oxford	National avg.	Difference
Home Price	$72,000.00	$184,700.00	61.0%
Avg. Mortgage Payment	$2,005.46	$2,346.69	14.5%
Apartment Rent	$589.00	$949.00	37.9%

Transportation

Item	Oxford	National avg.	Difference
Gasoline	$3.12	$3.46	9.9%
Tire Balancing	$51.88	$59.92	13.4%

Utilities

Item	Oxford	National avg.	Difference
All Electricity	$163.75	$193.99	15.6%
Phone	$204.07	$192.25	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sidney, AR	143	74	25.8%
Franklin, AR	116	75	25.3%
Pineville, AR	122	72	27.8%
Viola, AR	295	78	21.6%
Melbourne, AR	1,655	79	21.5%
Oxford, AR	694	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Courtland, MN	694	97	2.7%
Wayland, MO	694	88	12.5%
Thurston, OH	694	86	14.0%
Rule, TX	694	82	18.4%
Redmond, UT	694	95	4.7%
Oxford, AR	694	78	21.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Oxford, AR