Cost Of Living in Owens Cross Roads, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Owens Cross Roads	Alabama	National
Cost of living	92	88	100
Goods & Services	99	96	100
Groceries	99	96	100
Health care	93	87	100
Housing	77	72	100
Transportation	94	91	100
Utilities	98	102	100

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Cost Of Living Quick Facts

The cost of living in Owens Cross Roads is 4% higher than the Alabama average
The cost of living in Owens Cross Roads is 8% lower than the national average
Owens Cross Roads housing is 23% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,393	$5,283	$1,479	$1,902
Renters	$34,712	$2,893	$810	$1,041

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Owens Cross Roads	National avg.	Difference
Haircut	$24.45	$24.26	0.8%
Beauty Salon	$52.50	$45.56	15.2%
Toothpaste	$3.85	$3.70	4.1%
Shampoo	$1.24	$1.28	3.4%
Movie	$12.52	$12.13	3.2%
Bowling	$22.78	$18.00	26.5%

Groceries

Item	Owens Cross Roads	National avg.	Difference
Ground Beef	$6.04	$5.84	3.5%
Fried Chicken	$1.42	$1.57	9.7%
Milk	$4.55	$4.67	2.6%
Potatoes	$5.33	$4.93	7.9%
Pizza	$12.16	$12.09	0.6%
Beer	$10.23	$10.41	1.7%

Health Care

Item	Owens Cross Roads	National avg.	Difference
Optometrist	$104.06	$125.68	17.2%
Doctor	$130.44	$135.78	3.9%
Dentist	$113.33	$113.29	0.0%
Ibuprofen	$10.52	$10.65	1.2%
Lipitor	$367.22	$468.60	21.6%

Housing

Item	Owens Cross Roads	National avg.	Difference
Home Price	$135,600.00	$184,700.00	26.6%
Avg. Mortgage Payment	$1,800.86	$2,346.69	23.3%
Apartment Rent	$818.00	$949.00	13.8%

Transportation

Item	Owens Cross Roads	National avg.	Difference
Gasoline	$3.16	$3.46	8.7%
Tire Balancing	$61.19	$59.92	2.1%

Utilities

Item	Owens Cross Roads	National avg.	Difference
All Electricity	$191.34	$193.99	1.4%
Phone	$188.01	$192.25	2.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Paint Rock, AL	171	80	20.1%
Woodville, AL	1,076	87	13.3%
Gurley, AL	574	87	12.6%
Pleasant Groves, AL	481	88	11.9%
New Hope, AL	2,881	91	8.9%
Owens Cross Roads, AL	2,234	92	8.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Millersburg, OR	2,234	130	29.7%
Paintearth County No. 18, AB	2,234	n/a
Albanel, QC	2,233	n/a
Bridgeport, AL	2,235	75	25.4%
Chetek, WI	2,235	91	8.9%
Owens Cross Roads, AL	2,234	92	8.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Owens Cross Roads, AL