Cost Of Living in Osgood, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Osgood	Indiana	National
Cost of living	89	90	100
Goods & Services	102	94	100
Groceries	102	98	100
Health care	103	96	100
Housing	58	72	100
Transportation	102	95	100
Utilities	100	107	100

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Cost Of Living Quick Facts

The cost of living in Osgood is 1% lower than the Indiana average
The cost of living in Osgood is 11% lower than the national average
Osgood housing is 42% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,929	$4,494	$1,258	$1,618
Renters	$26,250	$2,188	$612	$788

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	Osgood	National avg.	Difference
Haircut	$25.13	$24.26	3.6%
Beauty Salon	$37.93	$45.56	16.7%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.27	$1.28	0.6%
Movie	$14.35	$12.13	18.3%
Bowling	$17.56	$18.00	2.5%

Groceries

Item	Osgood	National avg.	Difference
Ground Beef	$5.91	$5.84	1.2%
Fried Chicken	$1.72	$1.57	9.1%
Milk	$4.80	$4.67	2.7%
Potatoes	$5.05	$4.93	2.3%
Pizza	$11.92	$12.09	1.4%
Beer	$10.63	$10.41	2.1%

Health Care

Item	Osgood	National avg.	Difference
Optometrist	$105.42	$125.68	16.1%
Doctor	$159.40	$135.78	17.4%
Dentist	$106.67	$113.29	5.8%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$497.02	$468.60	6.1%

Housing

Item	Osgood	National avg.	Difference
Home Price	$97,100.00	$184,700.00	47.4%
Avg. Mortgage Payment	$1,993.26	$2,346.69	15.1%
Apartment Rent	$686.00	$949.00	27.7%

Transportation

Item	Osgood	National avg.	Difference
Gasoline	$3.27	$3.46	5.6%
Tire Balancing	$73.09	$59.92	22.0%

Utilities

Item	Osgood	National avg.	Difference
All Electricity	$197.10	$193.99	1.6%
Phone	$186.48	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Butlerville, IN	185	83	16.8%
Moores Hill, IN	850	87	12.6%
Napoleon, IN	220	88	11.9%
Holton, IN	683	89	11.0%
New Point, IN	371	83	16.9%
Osgood, IN	1,576	89	11.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sunnyside-Tahoe City, CA	1,576	154	54.5%
New Market, TN	1,576	87	13.4%
Long Beach, WA	1,576	111	10.8%
Concord, AL	1,575	97	3.3%
South Lancaster, MA	1,575	124	23.8%
Osgood, IN	1,576	89	11.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Osgood, IN