D-
32%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
86%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Oregon City Oregon National
Cost of living132111100
Goods & Services106105100
Groceries111109100
Health care110105100
Housing186123100
Transportation126117100
Utilities9696100

An Overview of Cost of Living in Oregon City, OR

Knowing the cost of living in Oregon City allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Oregon City stands at 132, marking it 32% higher than the national average.

The cost of living in Oregon City is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Oregon City falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs significantly influence the Oregon City cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 86.4%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in Oregon City is even less favorable, with grocery prices here being 10.5% higher than the national average.

Is Oregon City Affordable?

Is Oregon City affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Oregon City, the median home price is 106.9% higher than the national average and monthly rent prices are 38.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Oregon City boasting a median household income of $81,039, 46.5% higher than the national average.

What Factors can Influence the Cost of Living in Oregon City?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Oregon City, the utilities index stands at 3.8% lower than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Oregon City, the transportation index is 26.3% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Oregon City, healthcare costs are 9.6% higher than the national average.

Where is the Data From?

The Oregon City cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Oregon City is 19% higher than the Oregon average
  • The cost of living in Oregon City is 32% higher than the national average
  • Oregon City housing is 86% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Oregon City

See all the best places to live around Oregon City

Compare Oregon City, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,337$8,111$2,271$2,920
      Renters$51,352$4,279$1,198$1,541
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oregon City, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oregon City homeowners, is $97,337. This would allow for a maximum of $2,271 per month to be spent on housing costs. For renters, the median monthly income is $51,352 which would result in a maximum of $1,198 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Goods & Services

      Item Oregon City National avg. Difference
      Haircut $41.22$24.2669.9%
      Beauty Salon $60.58$45.5633.0%
      Toothpaste $3.63$3.702.0%
      Shampoo $1.53$1.2819.5%
      Movie $12.98$12.136.9%
      Bowling $18.31$18.001.7%

      Groceries

      Item Oregon City National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $2.03$1.5728.8%
      Milk $5.04$4.677.9%
      Potatoes $4.39$4.9311.1%
      Pizza $12.21$12.091.0%
      Beer $12.07$10.4115.9%

      Health Care

      Item Oregon City National avg. Difference
      Optometrist $131.94$125.685.0%
      Doctor $188.49$135.7838.8%
      Dentist $115.08$113.291.6%
      Ibuprofen $11.58$10.658.7%
      Lipitor $386.53$468.6017.5%

      Housing

      Item Oregon City National avg. Difference
      Home Price $382,100.00$184,700.00106.9%
      Avg. Mortgage Payment $3,332.86$2,346.6942.0%
      Apartment Rent $1,314.00$949.0038.5%

      Transportation

      Item Oregon City National avg. Difference
      Gasoline $4.16$3.4620.3%
      Tire Balancing $84.45$59.9240.9%

      Utilities

      Item Oregon City National avg. Difference
      All Electricity $182.73$193.995.8%
      Phone $190.36$192.251.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1851098.6%
      Johnson City, OR5398514.6%
      Donald, OR1,4651098.9%
      Wood Village, OR4,0691099.0%
      Woodburn, OR26,00811212.4%
      Oregon City, OR37,05713232.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hilliard, OH37,0231088.0%
      Côte-Saint-Luc, QC37,097n/a 
      Greenfield, WI37,1171010.9%
      Cottage Grove, MN37,12011111.3%
      Richmond West, FL37,12313131.0%
      Oregon City, OR37,05713232.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.