Cheapest Places to Live in Oklahoma

Oklahoma, known for its wide-open prairies, vibrant cities, and rich cultural heritage, offers a unique and affordable living experience. Landmarks such as the Oklahoma City National Memorial, the Philbrook Museum of Art, and the Wichita Mountains Wildlife Refuge highlight the state's attractions. The state's economy is largely driven by sectors such as energy, agriculture, and manufacturing. Oklahoma's tax structure includes relatively low income and property taxes, contributing to its overall affordability. Despite recent inflation and rising food costs, Oklahoma remains one of the more affordable states in the central region, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes Oklahoma an attractive place for those seeking affordability and quality of life.

Affordable living in Oklahoma can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Oklahoma include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Utilizing C2ER's cost of living data helps to identify these affordable regions, ensuring that potential residents can make informed decisions. In a state known for its cultural richness and economic opportunities, finding affordable living options enhances the overall living experience.

Holdenville Population: 5,662 12% cheaper than Oklahoma average
Med. Home Value: $56,100 Med. Rent: $559 Med. Household Inc.: $32,141
With a cost of living index that is 12% cheaper than the state average, Holdenville is the cheapest place to live in Oklahoma. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Holdenville provides an inviting and cost-effective environment to call home.
Seminole Population: 7,155 10% cheaper than Oklahoma average
Med. Home Value: $61,900 Med. Rent: $628 Med. Household Inc.: $32,656
The second most affordable city in Oklahoma is Seminole and stands out for its cost-effective lifestyle. With an overall cost of living that is 10% cheaper than the Oklahoma average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.
Blackwell Population: 6,634 9% cheaper than Oklahoma average
Med. Home Value: $66,600 Med. Rent: $750 Med. Household Inc.: $42,407
Blackwell lands in the #3 spot for the cheapest cities to live in Oklahoma, with a cost of living that is 9% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.
Henryetta Population: 5,586 9% cheaper than Oklahoma average
Med. Home Value: $69,600 Med. Rent: $650 Med. Household Inc.: $33,438
The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Henryetta offers a picturesque and affordable living environment, with a cost of living that is 9% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .
Anadarko Population: 6,600 9% cheaper than Oklahoma average
Med. Home Value: $64,800 Med. Rent: $604 Med. Household Inc.: $42,892
For those wanting to live well on a budget, Anadarko is ideal, with a cost of living that is 9% cheaper than the state average. Reasonable housing prices (compared to the Oklahoma average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.
Okmulgee Population: 11,768 8% cheaper than Oklahoma average
Med. Home Value: $69,800 Med. Rent: $644 Med. Household Inc.: $31,572
Okmulgee comes in at #6 on our list of the cheapest cities in Oklahoma and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 8% cheaper than Oklahoma. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.
Pauls Valley Population: 6,128 7% cheaper than Oklahoma average
Med. Home Value: $83,100 Med. Rent: $636 Med. Household Inc.: $37,846
With its cost-effective lifestyle, Pauls Valley is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.
Cushing Population: 7,759 5% cheaper than Oklahoma average
Med. Home Value: $85,900 Med. Rent: $662 Med. Household Inc.: $42,783
A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Cushing fits that mold and has a cost of living that is 5% cheaper than Oklahoma.
Ponca City Population: 23,940 5% cheaper than Oklahoma average
Med. Home Value: $102,600 Med. Rent: $702 Med. Household Inc.: $44,281
Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Ponca City is one of the most affordable cities in Oklahoma, and has a cost of living that is 5% cheaper than the state average.
Muskogee Population: 37,337 5% cheaper than Oklahoma average
Med. Home Value: $98,800 Med. Rent: $683 Med. Household Inc.: $38,218
With a cost of living that is 5% cheaper than Oklahoma, Muskogee comes in at #10 on our list of the cheapest places to live in Oklahoma. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Oklahoma

Rank Location Population COL Index Med. Home Value Med. Household Inc. 
1 Holdenville 5,662 76 $56,100 $32,141
2 Seminole 7,155 77 $61,900 $32,656
3 Blackwell 6,634 78 $66,600 $42,407
4 Henryetta 5,586 78 $69,600 $33,438
5 Anadarko 6,600 78 $64,800 $42,892
6 Okmulgee 11,768 79 $69,800 $31,572
7 Pauls Valley 6,128 80 $83,100 $37,846
8 Cushing 7,759 82 $85,900 $42,783
9 Ponca City 23,940 82 $102,600 $44,281
10 Muskogee 37,337 82 $98,800 $38,218
11 Miami 13,176 82 $80,100 $38,107
12 McAlester 18,042 82 $96,000 $43,174
13 Chickasha 16,326 82 $92,800 $48,796
14 Tecumseh 6,721 82 $90,800 $47,500
15 Altus 18,533 82 $89,200 $47,990
16 Sallisaw 8,536 82 $106,100 $33,423
17 Del City 21,762 82 $87,300 $44,504
18 Vinita 5,367 83 $88,800 $38,194
19 Idabel 6,872 83 $73,100 $29,175
20 Poteau 8,866 83 $110,500 $39,964
21 Wagoner 9,061 83 $110,000 $42,863
22 Sulphur 5,023 83 $101,900 $48,967
23 Ada 17,399 84 $110,000 $41,070
24 Clinton 9,117 84 $100,600 $50,608
25 Pryor Creek 9,417 84 $107,400 $42,672
26 Shawnee 31,361 84 $113,300 $41,123
27 El Reno 19,539 85 $114,300 $42,659
28 Duncan 22,529 85 $116,800 $50,017
29 Warr Acres 10,169 85 $117,600 $48,715
30 Lawton 93,535 85 $111,000 $47,690
31 Midwest City 57,392 86 $117,700 $49,368
32 Ardmore 24,834 86 $116,700 $45,602
33 Alva 5,046 86 $98,900 $46,929
34 Tahlequah 16,684 86 $141,000 $37,500
35 Guymon 11,381 86 $121,200 $51,234
36 Catoosa 7,930 87 $116,800 $57,643
37 Bartlesville 36,495 87 $128,600 $53,098
38 Skiatook 8,036 87 $126,000 $44,120
39 Bethany 19,292 88 $128,500 $51,286
40 Purcell 6,508 88 $143,600 $50,703
41 Sapulpa 21,170 88 $127,100 $54,530
42 Claremore 18,875 88 $134,500 $46,944
43 Enid 50,116 89 $112,800 $51,784
44 Coweta 9,803 89 $141,500 $55,160
45 Guthrie 11,296 89 $130,600 $47,542
46 Lone Grove 5,105 89 $145,800 $61,289
47 Tulsa 402,441 90 $143,400 $49,474
48 Yukon 27,557 90 $145,400 $72,065
49 Sand Springs 19,912 90 $145,000 $60,461
50 Woodward 12,213 90 $130,900 $48,697

Methodology

To formulate the list of the cheapest places to live in Oklahoma, AreaVibes utilized comprehensive data from the Council for Community and Economic Research (C2ER) cost of living index. The report is released annually and offers a detailed comparison of living expenses across various urban areas. The data is meticulously gathered by over 300 independent researchers, ensuring a high level of accuracy and reliability. The C2ER index encompasses more than 60 goods and services, categorized into six essential areas that significantly impact the cost of living. These categories and their respective weightings in the index are as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%), and utilities (10%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.