Cost Of Living in Offutt AFB, NE

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B-

9%

Overall NAT. AVG.

3%

Goods & Services NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Offutt AFB	Nebraska	National
Cost of living	109	89	100
Goods & Services	97	96	100
Groceries	98	96	100
Health care	88	98	100
Housing	139	76	100
Transportation	99	100	100
Utilities	96	86	100

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Cost Of Living Quick Facts

The cost of living in Offutt AFB is 22% higher than the Nebraska average
The cost of living in Offutt AFB is 9% higher than the national average
Offutt AFB housing is 39% higher than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$61,602	$5,134	$1,437	$1,848

A good way to judge both the affordability of the housing and the cost of living in Offutt AFB is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Offutt AFB has a median income of about $0 for people who own homes. Based on that number, a maximum of $0 should be spent on expenses related to housing. Renters have a slightly different median income, which is $61,602. Based on this average, renters should spend no more than $1,437 on all rental costs if they want to maintain a non-impoverished standard of living.

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Goods & Services

Item	Offutt AFB	National avg.	Difference
Haircut	$23.69	$24.26	2.4%
Beauty Salon	$32.50	$45.56	28.7%
Toothpaste	$3.71	$3.70	0.3%
Shampoo	$1.23	$1.28	3.7%
Movie	$12.12	$12.13	0.1%
Bowling	$18.36	$18.00	2.0%

Groceries

Item	Offutt AFB	National avg.	Difference
Ground Beef	$6.11	$5.84	4.6%
Fried Chicken	$1.40	$1.57	11.2%
Milk	$4.67	$4.67	0.1%
Potatoes	$4.50	$4.93	8.9%
Pizza	$11.19	$12.09	7.4%
Beer	$9.76	$10.41	6.3%

Health Care

Item	Offutt AFB	National avg.	Difference
Optometrist	$123.10	$125.68	2.1%
Doctor	$135.27	$135.78	0.4%
Dentist	$90.11	$113.29	20.5%
Ibuprofen	$10.62	$10.65	0.3%
Lipitor	$357.80	$468.60	23.6%

Housing

Item	Offutt AFB	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,869.86	$2,346.69	20.3%
Apartment Rent	$1,320.00	$949.00	39.1%

Transportation

Item	Offutt AFB	National avg.	Difference
Gasoline	$3.22	$3.46	7.1%
Tire Balancing	$68.12	$59.92	13.7%

Utilities

Item	Offutt AFB	National avg.	Difference
All Electricity	$174.82	$193.99	9.9%
Phone	$200.78	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Richfield, NE	14	97	3.4%
La Platte, NE	136	97	3.4%
Boys Town, NE	841	97	3.4%
Silver City, IA	320	85	14.8%
Pacific Junction, IA	286	87	13.4%
Offutt AFB, NE	5,280	109	9.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Calverton, NY	5,280	118	18.2%
Bulverde, TX	5,279	112	12.2%
Fruitland, MD	5,281	102	2.0%
Lindale, GA	5,282	85	15.1%
Brady, TX	5,282	83	17.0%
Offutt AFB, NE	5,280	109	9.3%