Cost Of Living in Ocean Bluff-Brant Rock, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ocean Bluff-Brant Rock	Massachusetts	National
Cost of living	137	133	100
Goods & Services	122	122	100
Groceries	105	105	100
Health care	113	113	100
Housing	177	165	100
Transportation	118	118	100
Utilities	134	134	100

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Cost Of Living Quick Facts

The cost of living in Ocean Bluff-Brant Rock is 3% higher than the Massachusetts average
The cost of living in Ocean Bluff-Brant Rock is 37% higher than the national average
Ocean Bluff-Brant Rock housing is 77% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$101,840	$8,487	$2,376	$3,056
Renters	$38,125	$3,177	$890	$1,144

A good indicator of the general affordability of housing in Ocean Bluff-Brant Rock, MA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ocean Bluff-Brant Rock, the median monthly income is $101,840 for those who own their own homes. Under the standard rule, that income level would allow for $2,376 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $38,125, per the median income in the area. That would allow for renters to spend up to $890 on monthly rental expenses.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Ocean Bluff-Brant Rock	National avg.	Difference
Haircut	$43.72	$24.26	80.2%
Beauty Salon	$65.56	$45.56	43.9%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.49	$1.28	16.4%
Movie	$15.49	$12.13	27.6%
Bowling	$29.33	$18.00	63.0%

Groceries

Item	Ocean Bluff-Brant Rock	National avg.	Difference
Ground Beef	$5.48	$5.84	6.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.76	$4.67	1.9%
Potatoes	$4.99	$4.93	1.1%
Pizza	$12.52	$12.09	3.6%
Beer	$10.21	$10.41	1.9%

Health Care

Item	Ocean Bluff-Brant Rock	National avg.	Difference
Optometrist	$123.17	$125.68	2.0%
Doctor	$157.89	$135.78	16.3%
Dentist	$149.22	$113.29	31.7%
Ibuprofen	$11.39	$10.65	6.9%
Lipitor	$384.69	$468.60	17.9%

Housing

Item	Ocean Bluff-Brant Rock	National avg.	Difference
Home Price	$375,800.00	$184,700.00	103.5%
Avg. Mortgage Payment	$4,745.89	$2,346.69	102.2%
Apartment Rent	$1,099.00	$949.00	15.8%

Transportation

Item	Ocean Bluff-Brant Rock	National avg.	Difference
Gasoline	$3.43	$3.46	0.9%
Tire Balancing	$97.39	$59.92	62.5%

Utilities

Item	Ocean Bluff-Brant Rock	National avg.	Difference
All Electricity	$302.72	$193.99	56.0%
Phone	$187.85	$192.25	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Southfield, MA	0	119	19.2%
Middleborough Center, MA	7,564	125	24.9%
Kingston, MA	6,750	136	36.0%
Plymouth, MA	6,949	137	36.6%
North Plymouth, MA	4,258	138	37.5%
Ocean Bluff-Brant Rock, MA	4,843	137	36.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Glen Head, NY	4,843	172	72.1%
Stone Park, IL	4,842	102	2.2%
Luray, VA	4,842	98	2.0%
Jackson, CA	4,844	123	22.7%
Cornwallis, MB	4,840	n/a
Ocean Bluff-Brant Rock, MA	4,843	137	36.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ocean Bluff-Brant Rock, MA