| Index | Millsmont | Oakland | California |
| Cost of living | 171 | 182 | 140 |
| Goods & Services | 114 | 114 | 111 |
| Groceries | 117 | 117 | 112 |
| Health care | 121 | 121 | 109 |
| Housing | 289 | 325 | 196 |
| Transportation | 129 | 129 | 126 |
| Utilities | 134 | 134 | 127 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $72,298 | $6,025 | $1,687 | $2,169 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Oakland | National avg. | Difference |
| Haircut | $25.00 | $24.26 | 3.0% |
| Beauty Salon | $76.00 | $45.56 | 66.8% |
| Toothpaste | $3.64 | $3.70 | 1.7% |
| Shampoo | $1.45 | $1.28 | 13.5% |
| Movie | $16.46 | $12.13 | 35.7% |
| Bowling | $27.22 | $18.00 | 51.2% |
| Item | Oakland | National avg. | Difference |
| Ground Beef | $5.70 | $5.84 | 2.3% |
| Fried Chicken | $3.43 | $1.57 | 118.2% |
| Milk | $4.91 | $4.67 | 5.1% |
| Potatoes | $4.87 | $4.93 | 1.3% |
| Pizza | $13.49 | $12.09 | 11.6% |
| Beer | $11.18 | $10.41 | 7.4% |
| Item | Oakland | National avg. | Difference |
| Optometrist | $137.40 | $125.68 | 9.3% |
| Doctor | $110.00 | $135.78 | 19.0% |
| Dentist | $118.27 | $113.29 | 4.4% |
| Ibuprofen | $11.76 | $10.65 | 10.4% |
| Lipitor | $508.17 | $468.60 | 8.4% |
| Item | Oakland | National avg. | Difference |
| Home Price | $730,000.00 | $184,700.00 | 295.2% |
| Avg. Mortgage Payment | $6,553.90 | $2,346.69 | 179.3% |
| Apartment Rent | $1,539.00 | $949.00 | 62.2% |
| Item | Oakland | National avg. | Difference |
| Gasoline | $4.60 | $3.46 | 33.0% |
| Tire Balancing | $60.97 | $59.92 | 1.7% |
| Item | Oakland | National avg. | Difference |
| All Electricity | $182.51 | $193.99 | 5.9% |
| Phone | $180.31 | $192.25 | 6.2% |
| City | Population | Cost of Living Index | National Avg. |
| Pacheco, CA | 4,775 | 116 | 15.7% |
| San Miguel CDP (San Luis Obispo County), CA | 2,696 | 129 | 28.9% |
| El Cerrito CDP, CA | 5,699 | 140 | 39.6% |
| San Pablo, CA | 30,959 | 142 | 42.0% |
| North Richmond, CA | 4,258 | 144 | 44.2% |
| Oakland, CA | 422,575 | 182 | 81.6% |
| City | Population | Cost of Living Index | National Avg. |
| London, ON | 421,456 | n/a | |
| Minneapolis, MN | 424,536 | 108 | 8.0% |
| Tulsa, OK | 402,441 | 90 | 10.2% |
| Laval, QC | 445,050 | n/a | |
| Arlington, TX | 397,269 | 105 | 4.7% |
| Oakland, CA | 422,575 | 182 | 81.6% |
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