Cost Of Living in Oakhurst, NJ

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oakhurst	New Jersey	National
Cost of living	154	121	100
Goods & Services	127	106	100
Groceries	113	102	100
Health care	121	99	100
Housing	235	158	100
Transportation	115	103	100
Utilities	102	107	100

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Cost Of Living Quick Facts

The cost of living in Oakhurst is 27% higher than the New Jersey average
The cost of living in Oakhurst is 54% higher than the national average
Oakhurst housing is 135% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$115,500	$9,625	$2,695	$3,465
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oakhurst, NJ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oakhurst homeowners, is $115,500. This would allow for a maximum of $2,695 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Goods & Services

Item	Oakhurst	National avg.	Difference
Haircut	$34.94	$24.26	44.0%
Beauty Salon	$64.07	$45.56	40.6%
Toothpaste	$3.96	$3.70	7.0%
Shampoo	$1.69	$1.28	32.3%
Movie	$13.68	$12.13	12.8%
Bowling	$29.40	$18.00	63.3%

Groceries

Item	Oakhurst	National avg.	Difference
Ground Beef	$5.87	$5.84	0.6%
Fried Chicken	$1.46	$1.57	6.9%
Milk	$4.97	$4.67	6.3%
Potatoes	$5.21	$4.93	5.7%
Pizza	$12.57	$12.09	4.0%
Beer	$11.87	$10.41	14.0%

Health Care

Item	Oakhurst	National avg.	Difference
Optometrist	$128.97	$125.68	2.6%
Doctor	$162.24	$135.78	19.5%
Dentist	$149.64	$113.29	32.1%
Ibuprofen	$11.15	$10.65	4.6%
Lipitor	$402.75	$468.60	14.1%

Housing

Item	Oakhurst	National avg.	Difference
Home Price	$434,100.00	$184,700.00	135.0%
Avg. Mortgage Payment	$6,916.73	$2,346.69	194.7%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Oakhurst	National avg.	Difference
Gasoline	$3.55	$3.46	2.5%
Tire Balancing	$86.43	$59.92	44.2%

Utilities

Item	Oakhurst	National avg.	Difference
All Electricity	$201.27	$193.99	3.8%
Phone	$200.67	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Keansburg, NJ	9,697	110	10.4%
Cliffwood Beach, NJ	3,024	117	17.0%
North Middletown, NJ	2,652	126	25.7%
Keyport, NJ	7,005	118	18.4%
Laurence Harbor, NJ	6,041	119	18.9%
Oakhurst, NJ	3,480	154	53.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Desert Edge, CA	3,480	92	8.0%
Kane, PA	3,479	83	16.8%
Piedmont, QC	3,479	n/a
Melody Hill, IN	3,481	96	4.0%
Sauk City, WI	3,481	106	5.7%
Oakhurst, NJ	3,480	154	53.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Oakhurst, NJ